15215 Central Lakes Dr, Humble, TX 77396 Property Records

Harris County property record for 15215 Central Lakes Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 2020
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$262,802 (Oct 2024)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-226-004-0034`

Property Details

APN / Parcel Number

Primary APN	`139-226-004-0034`
Alternative APN	`1392260040082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,950 sqft (0.114 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1392260040034
Street Address	15215 CENTRAL LAKES DR
City	HUMBLE
State	TX
Zip	77396-4960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 BLK 4 BALMORAL PARK LAKES EAST SEC 4
Legal Subdivision	BALMORAL PARK LAKES EAST SEC 4
Legal Block	4
Legal Lot Number	34
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2000
Census Tract	250304

Owner

15215 Central Lakes Dr is owned and occupied by an individual who bought it in October 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	323 COUNTY ROAD 907, BUNA, TX 77612-4066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer 15215 CENTRAL LAKES TRUST (CT)
Sep 1, 2020	Deed of Trust, Mortgage SON VAN THAL
Oct 13, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 2, 2020	Grant Deed, Subdivision Related Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2024 · Amount on File
Deed Sale	Oct 21, 2024 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	2024389538
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	2020410637
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 30, 2020
Property Address	15215 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Document Number	0000581113
Instrument Date	Sep 15, 2020
Instrument	581113
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15215 CENTRAL LAKES DR HUMBLE TX 773964960, HUMBLE, TX 77396-4960

Mortgage

Document Number	581114
Date	Nov 30, 2020
Instrument	581114

Lender

Name	15215 CENTRAL LAKES TRUST (CT)
Address	6725 S FRY RD # 700319, KATY, TX 77494-8102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Interest

Rate	9.9%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15215 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Document Number	0000489579
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	6725 S FRY RD #700319 KATY TX 774948102, 700319, KATY, TX 77494-8102

Mortgage

Document Number	0000489579
Date	Oct 13, 2020
Instrument	489579

Lender

Name	SON VAN THAL
Address	3703 BANVAN WOOD WAY, PEARLAND, TX 77584

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Interest

Rate	9.9%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 13, 2020
Property Address	15215 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Document Number	0000489578
Instrument Date	Sep 1, 2020
Instrument	489578
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6725 S FRY RD #700319 KATY TX 774948102, 700319, KATY, TX 77494-8102

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 2, 2020
Property Address	15215 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Document Number	0000410637
Instrument Date	Aug 27, 2020
Instrument	410637
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3703 BANYAN WOOD WAY PEARLAND TX 775849285, PEARLAND, TX 77584-9285

Mortgage

Document Number	410638
Date	Sep 2, 2020
Instrument	410638

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15215 Central Lakes Dr was $6,727 with a homeowner's exemption, up 166.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,175 (-18.97%) Land $52,470 Building $191,705	$244,175 (-18.97%) Land $52,470 Building $191,705
2025	$6,727.00 (+166.31%) Homeowner's exemption	$301,324 Land $52,470 Building $248,854	$301,324 Land $52,470 Building $248,854
2024	$2,526.00
2023		$307,414 Land $34,106 Building $273,308	$307,414 Land $34,106 Building $273,308
2022	$2,522.00
2020	$180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15215 Central Lakes Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	13 (2017–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15215 Central Lakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 400 EAST serves 6,066 people · EPA ID TX1013416
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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