1514 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 1514 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,226 sqft · built 1951
Lot Size	0.207 acres (9,034 sqft)
Owner	Trust Name on File
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Nov 2023 Re-recorded Document Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-133-007-000`

Property Details

APN / Parcel Number

Primary APN	`030-133-007-000`
Alternative APN	`030-133-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	9,034 sqft (0.207 acres)
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-133-007
Street Address	1514 W 23RD ST
City	MERCED
State	CA
Zip	95340-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	FERRO TR LOT 2 BLK 64
Legal Subdivision	FERRO TR
Legal Block	64
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2009
Census Tract	1301

Owner

1514 W 23rd St is owner-occupied and held in a trust since November 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1514 W 23RD ST, MERCED, CA 95340-3445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Re-recorded Document
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 9, 2019	Quit Claim Deed PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 17, 2023
Transfer Doc	0000029068
Record Updated	Oct 29, 2026

November 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MERCED CA
Recording Date	Nov 17, 2023
Property Address	1514 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000029068
Map Reference	MB 10 PG 46
Instrument Date	Nov 17, 2023
Instrument	2023029068
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1514 W 23RD ST, MERCED, CA 95340-3445

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1514 W 23RD ST, MERCED, CA 95340-3445
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 W 23RD ST, MERCED, CA 95340-3445

Mortgage

Document Number	0000050212
Date	Nov 9, 2021
Instrument	2021050212

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	267 Months
Due	Feb 1, 2044

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1514 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000009868
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 W 23RD ST MERCED CA 953403445, MERCED, CA 95340-3445

Mortgage

Document Number	0000009868
Date	Mar 24, 2020
Instrument	9868

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 23, 2060

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 9, 2019
Property Address	1514 W 23RD ST, MERCED, CA 95340-3445
Document Number	0000041360
Instrument Date	Nov 29, 2019
Instrument	41360
Record Updated	Jan 16, 2020
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1514 W 23RD ST MERCED CA 953403445, MERCED, CA 95340-3445

Tax Assessment & Valuation

The 2025 property tax bill for 1514 W 23rd St was $1,546 with a homeowner's exemption, up 5.8% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$148,173 (+2%) Land $47,960 Building $100,213
2025	$1,546.00 (+5.82%) Homeowner's exemption	$145,269 Land $47,020 Building $98,249
2024	$1,461.00 (+1.53%)
2023	$1,439.00 (+1.48%) Homeowner's exemption	$139,631 Land $45,196 Building $94,435
2022	$1,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1514 W 23rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1514 W 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on W 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures