1520 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1520 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1990
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2023)
Tax Bill	$5,707 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:112 L:030`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:112 L:030`
Alternative APNs	`RFLD M:112 L:30` `M:013 L:008` `177`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,638 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Lot Area	63,598 sqft (1.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	177
Old Parcel Number	RFLD M:112 L:030
Street Address	1520 MAIN ST
City	READFIELD
State	ME
Zip	04355-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	30
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	1
Census Block	1012
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 MAIN ST, READFIELD, ME 04355-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Jun 16, 2026	Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Book / Page	14794 / 244
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Recording Date	Jun 16, 2026
Property Address	1520 MAIN ST, READFIELD, ME 04355-4107
Document Number	2026012764
Book / Page	15759 / 224
Instrument Date	Jun 8, 2026
Instrument	202612764
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 MAIN ST, READFIELD, ME 04355-4107

Mortgage

Document Number	0000012764,
Date	Jun 16, 2026
Book Page	15759/224
Instrument	202612764

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Recording Date	Jun 16, 2026
Property Address	1520 MAIN ST, READFIELD, ME 04355-4107
Document Number	0000012764
Book / Page	15759 / 224
Instrument Date	Jun 8, 2026
Instrument	202612764
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 MAIN ST, READFIELD, ME 04355-4107

Mortgage

Document Number	2026012764,
Date	Jun 16, 2026
Book Page	15759/224
Instrument	202612764

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Jul 3, 2023
Property Address	1520 MAIN ST, READFIELD, ME 04355-4107
Document Number	2023011672
Book / Page	14794 / 244
Instrument Date	Jun 30, 2023
Instrument	2023011672
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	912 MERGANSER WAY, CRESTVIEW, FL 32539-6757

Mortgage

Document Number	2023011673
Date	Jul 3, 2023
Instrument	2023011673

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1520 MAIN ST, READFIELD, ME 04355-4107
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007265
Date	Mar 22, 2021
Book Page	13938/15
Instrument	2021007265

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2047

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Sep 4, 2019
Property Address	1520 MAIN ST, READFIELD, ME 04355-4107
Document Number	2019020016
Book / Page	13322 / 106
Instrument Date	Aug 30, 2019
Instrument	2019020016
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 225, MANCHESTER, ME 04351-0225

Mortgage

Document Number	2019020017
Date	Sep 4, 2019
Instrument	2019020017

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,707.00 (+3.67%)	$473,300 (+15.13%) Land $38,900 Building $434,400
2024	$5,505.00 (+17.48%)	$411,100 (+24.24%) Land $33,800 Building $377,300
2023	$4,686.00 (+38.6%)	$330,900 (+11.56%) Land $29,700 Building $301,200
2022	$3,381.00	$296,600 Land $26,600 Building $270,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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