1513 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1513 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,220 sqft · built 1979
Lot Size	13.5 acres (590,674 sqft)
Owner	2 Individual Names on File
Last Sale	$409,300 (Aug 2022)
Tax Bill	$5,749 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:112 L:022`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:112 L:022`
Alternative APNs	`M:009 L:013` `1306`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,220 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Lot Area	590,674 sqft (13.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1306
Street Address	1513 MAIN ST
City	READFIELD
State	ME
Zip	04355-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	22
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	1
Census Block	1005
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1513 Main St is owned and occupied by two individuals who bought it in August 2022.

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1513 MAIN ST, READFIELD, ME 04355-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage NAVY FCU
Aug 2, 2022	Warranty Deed, Transfer · FHA Mortgage NAVY FCU
Sep 28, 2017	Warranty Deed, Transfer · Commercial Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	202218507
Deed Book / Page	14532 / 331
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	2022018507
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1513 MAIN ST, READFIELD, ME 04355-4122
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025022324
Date	Oct 7, 2025
Book Page	15518/313
Instrument	2025022324

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Aug 2, 2022
Property Address	1513 MAIN ST, READFIELD, ME 04355-4122
Document Number	2022018507
Book / Page	14532 / 331
Instrument Date	Jul 22, 2022
Instrument	2022018507
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	MISC COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1513 MAIN ST, READFIELD, ME 04355-4122

Mortgage

Document Number	2022018508
Date	Aug 2, 2022
Instrument	2022018508

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Sep 28, 2017
Property Address	1513 MAIN ST, READFIELD, ME 04355-4122
Document Number	2017023185
Book / Page	12732 / 0154
Instrument	2017023185
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017023186
Date	Sep 28, 2017
Instrument	2017023186

Lender

Name	NAVY FCU

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Main St was $5,749, up 3.7% from the year before.

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,749.00 (+3.72%)	$476,800 (+15.17%) Land $60,900 Building $415,900
2024	$5,543.00 (+13.47%)	$414,000 (+2%) Land $52,900 Building $361,100
2023	$4,885.00 (+38.54%)	$345,000 (+11.54%) Land $46,500 Building $298,500
2022	$3,526.00	$309,300 Land $41,700 Building $267,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1513 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1513 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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