Winnebago County property record for 1520 Jackson St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,292 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,500 (Mar 2018) |
| Tax Bill | $4,685 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-129-004 |
| Primary APN | 09-33-129-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 465B101 |
|---|---|
| Street Address | 1520 JACKSON ST |
| City | PECATONICA |
| State | IL |
| Zip | 61063-9523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT NO 1 OF PECATONICA HEIGHTS BNG SUB PT NE 1/4 NW 1/4 SEC 33-27-10 LOT 001 |
| Legal Range | 10 |
| Legal Township | 27 |
| Legal Section | 33 |
| Legal Subdivision | PLAT NO 1 OF PECATONICA HEIGHTS |
| Legal Lot Number | 001 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 4300 |
1520 Jackson St is owned and occupied by two individuals who bought it in March 2018.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1520 JACKSON ST, PECATONICA, IL 61063-9523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK |
| Feb 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 21, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTHWEST BK/ROCKFORD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2018 · Amount on File |
| Deed Sale | Mar 21, 2018 · Amount on File |
| Prior Sale | Mar 21, 2018 · Amount on File |
| Deed Document Number | 20181007887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1520 JACKSON ST, PECATONICA, IL 61063-9523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000020603 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 2520603 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1520 JACKSON ST, PECATONICA, IL 61063-9523 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002775 |
|---|---|
| Date | Feb 8, 2023 |
| Instrument | 2302775 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 21, 2018 |
| Property Address | 1520 JACKSON ST, PECATONICA, IL 61063-9523 |
| Document Number | 0001007887 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 1007887 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1520 JACKSON ST PECATONICA IL 610639523, PECATONICA, IL 61063-9523 |
| Document Number | 1007888 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 1007888 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
The 2025 property tax bill for 1520 Jackson St was $4,685 with a homeowner's exemption, up 0.6% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,685.00 (+0.62%) Homeowner's exemption | $70,770 (+7.41%) Land $9,112 Building $61,658 | $212,310 (+7.41%) Land $27,336 Building $184,974 |
| 2024 | $4,656.00 | $65,887 Land $8,483 Building $57,404 | $197,661 Land $25,449 Building $172,212 |
| 2022 | Homeowner's exemption | $55,859 Land $7,192 Building $48,667 | $167,577 Land $21,576 Building $146,001 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1520 Jackson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1520 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
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