Winnebago County property record for 1320 Jackson St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 1,569 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Dec 2025) |
| Tax Bill | $2,481 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-128-001 |
| Primary APN | 09-33-128-001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,569 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 632 sqft |
| Account Number | 465B112 |
|---|---|
| Street Address | 1320 JACKSON ST |
| City | PECATONICA |
| State | IL |
| Zip | 61063-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT NO 1 OF PECATONICA HEIGHTS BNG SUB PT NE 1/4 NW 1/4 SEC 33-27-10 LOT 012 |
| Legal Range | 10 |
| Legal Township | 27 |
| Legal Section | 33 |
| Legal Subdivision | PLAT NO 1 OF PECATONICA HEIGHTS |
| Legal Lot Number | 012 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 4300 |
1320 Jackson St is owned by two individuals who bought it in December 2025.
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3960 SHOREWOOD DR, ROCKFORD, IL 61101-9306 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Deed Document Number | 202531466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 3, 2025 |
| Property Address | 1320 JACKSON ST, PECATONICA, IL 61063-9519 |
| Document Number | 0000031466 |
| Map Reference | PB 35 PG 334 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2531466 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3960 SHOREWOOD DR, ROCKFORD, IL 61101-9306 |
| Document Number | 0000031467 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2531467 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1320 JACKSON ST, PECATONICA, IL 61063-9519 |
| Document Number | 0001029294 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1320 JACKSON ST PECATONICA IL 610639519, PECATONICA, IL 61063-9519 |
| Document Number | 0001029294 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 1029294 |
| Name | GERMAN AMERICAN ST BK |
|---|---|
| Address | GERMAN VALLEY, IL 61039 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 8, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 1320 Jackson St was $2,481, down 6.9% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,481.00 (-6.94%) | $71,453 (+7.41%) Land $9,114 Building $62,339 | $214,359 (+7.41%) Land $27,342 Building $187,017 |
| 2024 | $2,666.00 Homeowner's exemption Senior Citizen's exemption | $66,523 Land $8,485 Building $58,038 | $199,569 Land $25,455 Building $174,114 |
| 2022 | Homeowner's exemption | $56,398 Land $7,194 Building $49,204 | $169,194 Land $21,582 Building $147,612 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1320 Jackson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1320 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
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