1520 Hepperman Rd, Wentzville, MO 63385 Property Records

St. Charles County property record for 1520 Hepperman Rd, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,711 sqft · built 2002
Lot Size	3.18 acres (138,826 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jun 2003)
Tax Bill	$6,590 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`726480A000`

Property Details

APN / Parcel Number

Primary APN	`726480A000`
Alternative APN	`4-0054-0149-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,711 sqft Living Area
Gross Area	4,747 sqft
1st Floor Area	2,135 sqft
Basement Area	2,101 sqft
Finished Basement	1,576 sqft
Unfinished Basement	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	138,826 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	452 sqft

Location & Zoning

Account Number	726480A000
Street Address	1520 HEPPERMAN RD
City	WENTZVILLE
State	MO
Zip	63385-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SUR 149
Legal Subdivision	UY S SURVEY 149
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2033
Census Tract	312192

Owner

1520 Hepperman Rd is owned and occupied by two individuals who acquired it in August 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2003 · Amount on File
Deed Sale	Jun 26, 2003 · Amount on File
Prior Sale	Dec 17, 2001 · Amount on File
Deed Document Number	200390789
Deed Book / Page	3484 / 1579
Last Transfer Date	Aug 18, 2016
Transfer Doc	0065952091
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 3, 2026
Property Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319
Document Number	0000026101
Instrument Date	May 21, 2026
Instrument	202626101
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026101,
Date	Jun 3, 2026
Instrument	202626101

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.58%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319

Mortgage

Document Number	2021R084760
Date	Oct 13, 2021
Instrument	2021R-084760

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319

Mortgage

Document Number	2021R011459
Date	Feb 8, 2021
Instrument	2021R-011459

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 17, 2017
Property Address	1520 HEPPERMAN RD, WENTZVILLE, MO 63385-4319
Document Number	0066860111
Book / Page	006686 / 000111
Instrument Date	Jul 29, 2016
Instrument	30940
Transaction Type	Transfer
Record Updated	Jan 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1520 HEPPERMAN RD WENTZVILLE MO 633854319, WENTZVILLE, MO 63385-4319

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,534 (-)	$565,973 (-) Land $105,171 Building $460,802
2025		$107,534	$565,973 Land $105,171 Building $460,802
2024	$6,590.00
2023		$103,948
2022			$547,097 Land $95,610 Building $451,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1520 Hepperman Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Hepperman Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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