1520 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1520 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1928
Lot Size	0.127 acres (5,547 sqft)
Owner	Company Name on File
Last Sale	$118,500 (Sep 2024)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-106-004`

Property Details

APN / Parcel Number

Primary APN	`8913-36-106-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	5,547 sqft (0.127 acres)
Lot Dimensions	129 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1520 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHANNON AND GREENS ADDITION LOT 3
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	SHANNON AND GREENS ADDITION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

1520 Forest Ave is owned by a company that bought it in September 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	2928 QUAIL HOLLOW LN, CEDAR FALLS, IA 50613-4989
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2024 · Amount on File
Deed Sale	Sep 29, 2024 · Amount on File
Prior Sale	Sep 29, 2023 · Amount on File
Deed Document Number	20244435
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 29, 2023
Property Address	1520 FOREST AVE, WATERLOO, IA 50702-1742
Document Number	202400004435
Instrument Date	Sep 28, 2023
Instrument	202400004435
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 IRONWOOD DR, CEDAR FALLS, IA 50613-8170

Mortgage

Document Number	202400004436
Date	Sep 29, 2023
Instrument	202400004436

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Forest Ave was $2,378, down 7.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-7.25%)	$116,510 Land $13,700 Building $102,810	$116,510 Land $13,700 Building $102,810
2024	$2,564.00
2023		$120,820 (+46.91%) Land $13,700 Building $107,120	$120,820 Land $13,700 Building $107,120
2022	$1,612.00 Homeowner's exemption	$82,240 Land $13,700 Building $68,540
2021			$82,240 Land $13,700 Building $68,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1520 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1520 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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