1517 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1517 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,344 sqft · built 1910
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$150,500 (Apr 2024)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-104-021`

Property Details

APN / Parcel Number

Primary APN	`8913-36-104-021`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	150 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1517 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 239
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	239
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

1517 Forest Ave is owned and occupied by an individual who bought it in April 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1517 FOREST AVE, WATERLOO, IA 50702-1741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Sep 21, 2022 · Amount on File
Deed Document Number	202412192
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 4, 2024
Property Address	1517 FOREST AVE, WATERLOO, IA 50702-1741
Document Number	202400012192
Instrument Date	Mar 25, 2024
Instrument	202400012192
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 FOREST AVE, WATERLOO, IA 50702-1741

Mortgage

Document Number	202400012193
Date	Apr 4, 2024
Instrument	202400012193

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	202400012193
Date	Apr 4, 2024
Instrument	202400012193

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 21, 2021
Property Address	1517 FOREST AVE, WATERLOO, IA 50702-1741
Document Number	202200006233
Instrument Date	Sep 15, 2021
Instrument	202200006233
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 FOREST AVE, WATERLOO, IA 50702-1741

Mortgage

Document Number	202200006234
Date	Sep 21, 2021
Instrument	202200006234

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	202200006235
Date	Sep 21, 2021
Instrument	202200006235

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1517 FOREST AVE, WATERLOO, IA 50702-1741
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100017115
Date	Feb 15, 2021
Instrument	202100017115

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1517 Forest Ave was $3,078, down 5.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (-5.12%)	$150,780 Land $15,760 Building $135,020	$150,780 Land $15,760 Building $135,020
2024	$3,244.00
2023		$149,520 (+40.58%) Land $15,760 Building $133,760	$149,520 Land $15,760 Building $133,760
2022	$2,336.00 Homeowner's exemption	$106,360 Land $15,760 Building $90,600
2021			$106,360 Land $15,760 Building $90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1517 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1517 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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