1520 E Treasure Cove Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1520 E Treasure Cove Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,446 sqft · built 1997
Lot Size	0.393 acres (17,128 sqft)
Owner	Company Name on Record
Last Sale	$712,500 (Jun 2018)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2024 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-131`

Property Details

APN / Parcel Number

Primary APN	`304-96-131`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,446 sqft Living Area
1st Floor Area	3,446 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	17,128 sqft (0.393 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Pool Area	430 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1520 E TREASURE COVE DR
City	GILBERT
State	AZ
Zip	85234-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WEST LAKES ESTATES MCR-287 12
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	WEST LAKE ESTATES
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422506

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 22, 2023	Intrafamily Transfer, Transfer
Dec 13, 2021	Deed of Trust, Mortgage · SBA Mortgage ST LOUIS BANK
Nov 30, 2021	Deed of Trust, Mortgage · SBA Mortgage ST LOUIS BANK
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	0000493610
Last Transfer Date	Jun 22, 2023
Transfer Doc	0000325760
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

Mortgage

Document Number	0000155995
Date	Mar 27, 2024
Instrument	20240155995

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

Mortgage

Document Number	0000155995
Date	Mar 27, 2024
Instrument	20240155995

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2023
Property Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Document Number	0000325760
Map Reference	MB 287 PG 12
Instrument Date	Jun 16, 2023
Instrument	20230325760
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

Mortgage

Document Number	0001318834
Date	Dec 13, 2021
Instrument	20211318834

Lender

Name	ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

Mortgage

Document Number	0001272348
Date	Nov 30, 2021
Instrument	20211272348

Lender

Name	ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2018
Property Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654
Document Number	0000493610
Map Reference	MB 287 PG 12
Instrument Date	Jun 13, 2018
Instrument	20180493610
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	556 LODGE TRAIL CIR, 556, PRESCOTT, AZ 86303-4991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 E TREASURE COVE DR, GILBERT, AZ 85234-2654

Mortgage

Document Number	0000493611
Date	Jun 28, 2018
Instrument	20180493611

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,080 (-4.47%)	$1,120,800 (-4.47%) Land $224,100 Building $896,700
2025	$7,384.00 (+3.56%)
2024		$117,330 (+17.98%)	$1,173,300 (+17.98%) Land $234,600 Building $938,700
2023	$7,130.00 (+3.08%)	$99,450 Land $19,890 Building $79,560	$994,500 Land $198,900 Building $795,600
2022	$6,917.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Cox Communications, T-Mobile.

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