1517 E Treasure Cove Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1517 E Treasure Cove Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,547 sqft · built 1997
Lot Size	0.373 acres (16,252 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Sep 2020)
Tax Bill	$7,053 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-113`

Property Details

APN / Parcel Number

Primary APN	`304-96-113`
Alternative APN	`304961138`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,547 sqft Living Area
Gross Area	3,954 sqft
1st Floor Area	2,620 sqft
2nd Floor Area	927 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	16,252 sqft (0.373 acres)
View / Lot	Commercial/Industrial
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1517 E TREASURE COVE DR
City	GILBERT
State	AZ
Zip	85234-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WEST LAKE ESTATES MCR 287-12
Legal Range	6E
Legal Township	1S
Legal Section	4
Legal Subdivision	WEST LAKE ESTATES
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422506

Owner

Source: Maricopa County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit NETX MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Sep 25, 2020	Quit Claim Deed, Transfer TITLE ALLIANCE/AZ LLC
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHAEL J & CAROL H TOONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Feb 8, 2013 · Amount on Record
Deed Document Number	2020910379
Prior Transfer Date	Apr 9, 2016
Prior Transfer Doc	0000251218
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 2, 2026
Property Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653
Document Number	0000518073
Instrument Date	Aug 26, 2026
Instrument	2026518073
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653

Mortgage

Document Number	0000518073,
Date	Sep 2, 2026
Instrument	2026518073

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653

Mortgage

Document Number	0000123130
Date	Feb 3, 2021
Instrument	20210123130

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2020
Property Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653
Document Number	0000910380
Instrument Date	Sep 25, 2020
Instrument	910380
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	TITLE ALLIANCE/AZ LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1517 E TREASURE COVE DR GILBERT AZ 852342653, GILBERT, AZ 85234-2653

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 25, 2020
Property Address	1517 E TREASURE COVE DR, GILBERT, AZ 85234-2653
Document Number	0000910379
Instrument Date	Sep 17, 2020
Instrument	910379
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	TITLE ALLIANCE/AZ LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1517 E TREASURE COVE DR GILBERT AZ 852342653, GILBERT, AZ 85234-2653

Mortgage

Document Number	910381
Date	Sep 25, 2020
Instrument	910381

Lender

Name	MICHAEL J & CAROL H TOONE
Address	817 N YORK CIR, MESA, AZ 85213-6024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,860 (+30.32%)	$1,098,600 (+6.08%) Land $219,700 Building $878,900
2025	$7,053.00 (+3.58%)	$84,298 (-26.38%)	$1,035,600 (-9.55%) Land $207,100 Building $828,500
2024		$114,500	$1,145,000 Land $229,000 Building $916,000
2023	$6,809.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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