San Luis Obispo County property record for 1520 5th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1975 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $677,000 (Jul 2019) |
| Tax Bill | $10,645 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-352-004 |
| Primary APN | 038-352-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1520 5TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 95 LTS 42 & 43 |
| Legal Subdivision | EL MORO |
| Legal Block | 95 |
| Legal Lot Number | 42,43 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10701 |
1520 5th St is owned by a company that acquired it in January 2021 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Correction Deed ATTORNEY ONLY |
| Jun 8, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jun 8, 2020 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Oct 22, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Jul 19, 2019 | Grant Deed, Transfer · Conventional Mortgage MORTGAGE HOUSE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Nov 17, 2004 · Amount on File |
| Deed Document Number | 201928733 |
| Last Transfer Date | Jan 13, 2021 |
| Transfer Doc | 0000004581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 21, 2021 |
| Property Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Document Number | 0000004581 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 4581 |
| Record Updated | Feb 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1520 5TH ST LOS OSOS CA 934021612, LOS OSOS, CA 93402-1612 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 8, 2020 |
| Property Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Document Number | 0000027787 |
| Map Reference | MB A PG 80 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 2020027787 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Document Number | 0000027788 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020027788 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 8, 2020 |
| Property Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Document Number | 0000027789 |
| Instrument Date | May 26, 2020 |
| Instrument | 27789 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1520 5TH ST LOS OSOS CA 934021612, LOS OSOS, CA 93402-1612 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 22, 2019 |
| Property Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Document Number | 0000046691 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 46691 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1520 5TH ST LOS OSOS CA 934021612, LOS OSOS, CA 93402-1612 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 1520 5TH ST, LOS OSOS, CA 93402-1612 |
| Document Number | 0000028733 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 28733 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1520 5TH ST LOS OSOS CA 934021612, LOS OSOS, CA 93402-1612 |
| Document Number | 28734 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 28734 |
| Name | MORTGAGE HOUSE |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
The 2025 property tax bill for 1520 5th St was $10,645 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $747,393 (+2%) Land $390,429 Building $356,964 | |
| 2025 | $10,645.00 Homeowner's exemption | $732,739 Land $382,774 Building $349,965 |
| 2023 | $10,111.00 (+4.33%) Homeowner's exemption | $704,287 Land $367,911 Building $336,376 |
| 2022 | $9,691.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1520 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1520 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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