San Luis Obispo County property record for 1515 5th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,094 sqft · built 1977 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,000 (Feb 2021) |
| Tax Bill | $14,718 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-351-014 |
| Primary APN | 038-351-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,094 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1515 5TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 96 LTS 3 & 4 |
| Legal Subdivision | EL MORO |
| Legal Block | 96 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10701 |
1515 5th St is owned and occupied by two individuals who bought it in February 2021.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC |
| Oct 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 6, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Oct 1, 2019 | Quit Claim Deed, Transfer SPL INC |
| Oct 1, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on File |
| Deed Sale | Feb 22, 2021 · Amount on File |
| Prior Sale | Aug 4, 2004 · Amount on File |
| Deed Document Number | 202113862 |
| Prior Transfer Date | May 12, 2020 |
| Prior Transfer Doc | 0000055541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 22, 2021 |
| Property Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Document Number | 0000013862 |
| Map Reference | MB A PG 80 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021013862 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1399 EL MORRO AVE, LOS OSOS, CA 93402-1848 |
| Document Number | 0000013863 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021013863 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Document Number | 0000055539 |
| Map Reference | MB A PG 80 |
| Instrument Date | May 12, 2020 |
| Instrument | 2020055539 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Document Number | 0000055540 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020055540 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Document Number | 0000055541 |
| Instrument Date | May 12, 2020 |
| Instrument | 55541 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1515 5TH ST LOS OSOS CA 934021611, LOS OSOS, CA 93402-1611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 1, 2019 |
| Property Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Document Number | 0000041841 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 41841 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | SPL INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1515 5TH ST LOS OSOS CA 934021611, LOS OSOS, CA 93402-1611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 1, 2019 |
| Property Address | 1515 5TH ST, LOS OSOS, CA 93402-1611 |
| Document Number | 0000041839 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 41839 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | TSI ESCROW - CERRITOS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 5TH ST LOS OSOS CA 934021611, LOS OSOS, CA 93402-1611 |
| Document Number | 41840 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 41840 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
The 2025 property tax bill for 1515 5th St was $14,718 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,054,395 (+2%) Land $552,040 Building $502,355 | |
| 2025 | $14,718.00 Homeowner's exemption | $1,033,721 Land $541,216 Building $492,505 |
| 2023 | $13,680.00 (+9.09%) Homeowner's exemption | $993,582 Land $520,200 Building $473,382 |
| 2022 | $12,540.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1515 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1515 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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