1520 4th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1520 4th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1960
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Oct 2023)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2023 Sale & Mortgage + 1 more
APN	`1943-01-0-01053-005-0030`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01053-005-0030`
Alternative APN	`010064125`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Porch	Slab
Porch Area	20 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1520 4TH ST
City	GERING
State	NE
Zip	69341-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 3, BLK 5, SUMNER-SMITH ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	SUMNER-SMITH ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	1
Census Block	1078
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 4TH ST, GERING, NE 69341-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	20233908
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1520 4TH ST, GERING, NE 69341-3115
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 4TH ST, GERING, NE 69341-3115

Mortgage

Document Number	0002023172
Date	Jan 13, 2023
Instrument	2023-172

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Oct 6, 2023
Property Address	1520 4TH ST, GERING, NE 69341-3115
Document Number	0020233908
Instrument Date	Sep 28, 2023
Instrument	2023-3908
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233909
Date	Oct 6, 2023
Instrument	2023-3909

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1520 4TH ST, GERING, NE 69341-3115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191988
Date	May 17, 2019
Instrument	2019-1988

Lender

Name	PLATTE VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,795 (+47.66%) Land $18,300 Building $132,495	$150,795 (+47.66%) Land $18,300 Building $132,495
2025	$1,718.00 (+15.77%)	$102,120 (+47.46%) Land $18,300 Building $83,820	$102,120 (+47.46%) Land $18,300 Building $83,820
2023	$1,484.00	$69,251 (-) Land $7,324 Building $61,927	$69,251 (-) Land $7,324 Building $61,927
2022	$1,484.00	$69,251 Land $7,324 Building $61,927	$69,251 Land $7,324 Building $61,927

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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