1515 4th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 1515 4th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 925 sqft · built 1960
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jan 2023)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2023 Sale & Mortgage
APN	`1943-01-0-01053-004-0021`

Property Details

APN / Parcel Number

Primary APN	`1943-01-0-01053-004-0021`
Alternative APN	`010064036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Finished Basement	833 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	72 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1515 4TH ST
City	GERING
State	NE
Zip	69341-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LT 4, BLK 4, SUMNER-SMITH ADD
Legal Range	55W
Legal Township	21N
Legal Section	1
Legal Subdivision	SUMNER-SMITH ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	1
Census Block	1077
Census Tract	953800

Owner

Source: Scotts Bluff County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1515 4TH ST, GERING, NE 69341-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jan 18, 2023	Warranty Deed, Transfer · USDA Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	2023234
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	1515 4TH ST, GERING, NE 69341-3114
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020216389
Date	Nov 4, 2021
Instrument	2021-6389

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Jan 18, 2023
Property Address	1515 4TH ST, GERING, NE 69341-3114
Document Number	0002023234
Instrument Date	Jan 18, 2023
Instrument	2023-234
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$326.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002023235
Date	Jan 18, 2023
Instrument	2023-235

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0002023236
Date	Jan 18, 2023
Instrument	2023-236

Lender

Name	WESTERN NEBRASKA HOUSING OPPORTUNITES
Type	Non-Lending Institution
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Stand-Alone First Mortgage

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,735 (+4.22%) Land $19,500 Building $111,235	$130,735 (+4.22%) Land $19,500 Building $111,235
2025	$2,110.00	$125,440 (+45.77%) Land $19,500 Building $105,940	$125,440 (+45.77%) Land $19,500 Building $105,940
2023		$86,054 (-) Land $7,786 Building $78,268	$86,054 (-) Land $7,786 Building $78,268
2022	$2,057.00	$86,054 Land $7,786 Building $78,268	$86,054 Land $7,786 Building $78,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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