152 White Oak Estates Dr, Troy, MO 63379 Property Records

Lincoln County property record for 152 White Oak Estates Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1984
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-22-000-000-044.000`

Property Details

APN / Parcel Number

Primary APN	`15-50-22-000-000-044.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,950 sqft Living Area
Basement Area	1,950 sqft
Unfinished Basement	1,950 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	152 WHITE OAK ESTATES DR
City	TROY
State	MO
Zip	63379-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 WHITE OAK ESTATES PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	22
Legal Subdivision	WHITE OAK EST
Legal Lot Number	18
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1034
Census Tract	810306

Owner

152 White Oak Estates Dr is owned and occupied by an individual who acquired it in March 2017.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2017
Transfer Doc	2408/0594
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 5, 2023
Property Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Document Number	002495/995
Book / Page	2495 / 995
Map Reference	MB 10 PG 23
Instrument Date	Nov 28, 2023
Instrument	2023009254
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143

Mortgage

Document Number	2023009256
Date	Dec 5, 2023
Instrument	2023009256

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Dec 5, 2023
Property Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Document Number	002495/994
Book / Page	2495 / 994
Map Reference	MB 10 PG 23
Instrument Date	Nov 28, 2023
Instrument	2023009253
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 10, 2017
Property Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Document Number	2408/0594
Book / Page	2408 / 0594
Map Reference	MB10 PG23
Instrument Date	Mar 9, 2017
Instrument	2017002018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 WHITE OAK ESTATES DR, TROY, MO 63379-3143

Tax Assessment & Valuation

The 2025 property tax bill for 152 White Oak Estates Dr was $2,754.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,072 (-) Land $7,505 Building $37,567
2025	$2,754.00	$45,072 Land $7,505 Building $37,567	$237,220 Land $39,500 Building $197,720
2023	$2,577.00 (+4.5%)	$41,593 Land $6,365 Building $35,228	$218,910 Land $33,500 Building $185,410
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 152 White Oak Estates Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 White Oak Estates Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 2 serves 1,005 people · EPA ID MO6024341
Water Source	Purchased groundwater from TROY PWS
Last State Inspection	May 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Systec Wireless Communications, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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