142 White Oak Estates Dr, Troy, MO 63379 Property Records

Lincoln County property record for 142 White Oak Estates Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,850 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,600 (Oct 2019)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-22-000-000-042.001`

Property Details

APN / Parcel Number

Primary APN	`15-50-22-000-000-042.001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	142 WHITE OAK ESTATES DR
City	TROY
State	MO
Zip	63379-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 WHITE OAKS ESTATES PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	22
Legal Subdivision	WHITE OAKS
Legal Lot Number	17
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1034
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST BANK
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 29, 2019	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jan 2, 2007 · Amount on Record
Deed Document Number	20199773
Deed Book / Page	2439 / 876
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 25, 2023
Property Address	142 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Document Number	002492/321
Book / Page	2492 / 321
Map Reference	MB 10 PG 23
Instrument Date	Jul 21, 2023
Instrument	2023005541
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 WABASH WAY, TROY, MO 63379-2964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 WHITE OAK ESTATES DR, TROY, MO 63379-3143

Mortgage

Document Number	2023005542
Date	Jul 25, 2023
Instrument	2023005542

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	142 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/764
Date	Nov 3, 2020
Book Page	2454/764
Instrument	2020012840

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 29, 2019
Property Address	142 WHITE OAK ESTATES DR, TROY, MO 63379-3143
Document Number	2439/0876
Book / Page	2439 / 0876
Map Reference	MB 10 PG 23
Instrument Date	Oct 23, 2019
Instrument	2019009773
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNERAGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 WHITE OAK ESTATES DR, TROY, MO 63379-3143

Mortgage

Document Number	2019009774
Date	Oct 29, 2019
Instrument	2019009774

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,439 (+9.66%) Land $7,505 Building $58,934
2025	$3,703.00 (+5.35%)	$60,587 (+6.8%) Land $7,505 Building $53,082	$349,680 (+17.12%) Land $39,500 Building $310,180
2023	$3,515.00 (+4.83%)	$56,728 Land $6,365 Building $50,363	$298,570 Land $33,500 Building $265,070
2022	$3,353.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 2 serves 1,005 people · EPA ID MO6024341
Water Source	Purchased groundwater from TROY PWS
Last State Inspection	May 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Systec Wireless Communications, Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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