152 Union St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 152 Union St, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 1955
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Dec 2011)
Tax Bill	$5,258 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`433801 106.16-5-2`

Property Details

APN / Parcel Number

Primary APN	`433801 106.16-5-2`
Alternative APNs	`380110601600050020000000` `491A100426`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	175 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	491A100426
Street Address	152 UNION ST
City	MIDDLEBURGH
State	NY
Zip	12122-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	5
Legal Lot Number	2.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	5
Census Block	5006
Census Tract	740700

Owner

152 Union St is owned and occupied by two individuals who bought it in December 2011.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 UNION ST, MIDDLEBURGH, NY 12122-6413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2011 · Amount on File
Deed Sale	Dec 30, 2011 · Amount on File
Deed Book / Page	928 / 285
Prior Transfer Date	Apr 4, 2008
Prior Transfer Doc	0000000858/000000000
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	152 UNION ST, MIDDLEBURGH, NY 12122-6413
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001981/206
Date	Feb 18, 2022
Book Page	1981/206
Instrument	805635

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 152 Union St was $5,258 with a homeowner's exemption, up 2.1% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,258.00 (+2.1%) Homeowner's exemption
2025	$5,150.00	$77,000 Land $14,400 Building $62,600	$165,591 Land $30,968 Building $134,623
2023		$77,000 (-) Land $14,400 Building $62,600	$150,980 (+5.88%) Land $28,235 Building $122,745
2022		$77,000 Land $14,400 Building $62,600	$142,593 Land $26,667 Building $115,926
2021	$1,426.00 (-63.64%)
2020	$3,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 152 Union St in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	124 (1980–2021)
Claims Outside the SFHA	11 of 124
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 73 claims Severe Storms And Flooding, Apr 2005 · 23 claims Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20