124 Union St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 124 Union St, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 845 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on File
Last Sale	$103,000 (Oct 2015)
Tax Bill	$4,439 (2026)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`433801 106.16-3-6`

Property Details

APN / Parcel Number

Primary APN	`433801 106.16-3-6`
Alternative APNs	`380110601600030060000000` `491A100167`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	845 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Patio Area	620 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	491A100167
Street Address	124 UNION ST
City	MIDDLEBURGH
State	NY
Zip	12122-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	5
Census Block	5007
Census Tract	740700

Owner

124 Union St is owned by a company that bought it in October 2015 and is owner-occupied.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	124 UNION ST, MIDDLEBURGH, NY 12122-6411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Prior Sale	Oct 8, 2010 · Amount on File
Deed Book / Page	1007 / 247
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 10, 2021
Property Address	124 UNION ST, MIDDLEBURGH, NY 12122-6411
Document Number	001131/112
Book / Page	1131 / 112
Instrument Date	Jan 30, 2021
Instrument	784513
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 WOODS RD, MIDDLEBURGH, NY 12122-5442

Tax Assessment & Valuation

The 2026 property tax bill for 124 Union St was $4,439 with exemptions applied, up 2.1% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,439.00 (+2.12%) Homeowner's exemption Senior Citizen's exemption
2025	$4,347.00	$65,000 Land $12,900 Building $52,100	$139,785 Land $27,742 Building $112,043
2023		$65,000 (-) Land $12,900 Building $52,100	$127,451 (+5.88%) Land $25,294 Building $102,157
2022		$65,000 Land $12,900 Building $52,100	$120,370 Land $23,889 Building $96,481
2021	$920.00 (-33.67%)
2020	$1,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Union St in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	124 (1980–2021)
Claims Outside the SFHA	11 of 124
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 73 claims Severe Storms And Flooding, Apr 2005 · 23 claims Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20