152 NC 39 Loop Rd, Henderson, NC 27537 Property Records

Vance County property record for 152 NC 39 Loop Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,625 sqft · built 1980
Lot Size	1.6 acres (69,870 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,105 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0541 04017`

Property Details

APN / Parcel Number

Primary APN	`0541 04017`
Alternative APN	`6251`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,625 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Lot Area	69,870 sqft (1.6 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	6251
Street Address	152 NC 39 LOOP RD
City	HENDERSON
State	NC
Zip	27537-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR15M
Legal Description	152 NC 39 LOOP RD LOT 3 1.604
Legal Subdivision	JOHN L HAMME SURV
Legal Block	04
Legal Lot Number	3
Jurisdiction	VANCE NC
Township / Civil Division	SANDY CREEK
Census Block Group	1
Census Block	1014
Census Tract	960901

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	152 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 17, 2017	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Dec 4, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	152 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001426/914
Date	Dec 30, 2022
Book Page	1426/914
Instrument	5266

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	152 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1405/914
Date	Nov 5, 2021
Book Page	1405/914
Instrument	4893

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	152 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1322/0076
Date	Feb 17, 2017
Book Page	1322/0076
Instrument	00607

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	152 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1352/0726
Date	Dec 4, 2018
Book Page	1352/0726
Instrument	04521

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,105.00	$262,228 (-) Land $17,229 Building $244,999	$262,228 (-) Land $17,229 Building $244,999
2025	$2,105.00 (+145.34%)	$262,228 (+117.71%) Land $17,229 Building $244,999	$262,228 (+117.71%) Land $17,229 Building $244,999
2023	$858.00	$120,447 Land $11,053 Building $109,394	$120,447 Land $11,053 Building $109,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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