122 NC 39 Loop Rd, Henderson, NC 27537 Property Records

Vance County property record for 122 NC 39 Loop Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1971
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2023)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0541 04011`

Property Details

APN / Parcel Number

Primary APN	`0541 04011`
Alternative APNs	`1033787` `1037287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Roof Type	Gable
Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1037287
Street Address	122 NC 39 LOOP RD
City	HENDERSON
State	NC
Zip	27537-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR15M
Legal Description	122 NC 39 LOOP RD LOT B 1.303
Legal Tract	B
Legal Block	04
Legal Lot Number	B
Jurisdiction	VANCE NC
Township / Civil Division	SANDY CREEK
Census Block Group	1
Census Block	1014
Census Tract	960901

Owner

Source: Vance County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Dec 20, 2021	Intrafamily Transfer, Transfer
Dec 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Deed Document Number	20233524
Deed Book / Page	1438 / 267
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	001408/989
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Oct 6, 2023
Property Address	122 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Document Number	001438/267
Book / Page	1438 / 267
Map Reference	MB Z PG 463
Instrument Date	Oct 6, 2023
Instrument	3524
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 BELMONT DR, HENDERSON, NC 27536-5734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 NC 39 LOOP RD, HENDERSON, NC 27537-7518

Mortgage

Document Number	0000003525
Date	Oct 6, 2023
Instrument	3525

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Mar 9, 2022
Property Address	122 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Document Number	01412/1073
Book / Page	1412 / 1073
Map Reference	MB Z PG 463
Instrument Date	Mar 3, 2022
Instrument	1021
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 NC 39 LOOP RD, 122, HENDERSON, NC 27537-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 NUTBUSH RD, HENDERSON, NC 27537-6242

Mortgage

Document Number	01412/1076
Date	Mar 9, 2022
Book Page	1412/1076
Instrument	1022

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VANCE NC
Recording Date	Dec 20, 2021
Property Address	122 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Document Number	001408/989
Book / Page	1408 / 989
Instrument Date	Dec 15, 2021
Instrument	5693
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 NC 39 LOOP RD, 122, HENDERSON, NC 27537-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 NC 39 LOOP RD, HENDERSON, NC 27537-7517

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Dec 20, 2021
Property Address	122 NC 39 LOOP RD, HENDERSON, NC 27537-7518
Document Number	001408/994
Book / Page	1408 / 994
Instrument Date	Dec 15, 2021
Instrument	5695
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 NC 39 LOOP RD, 122, HENDERSON, NC 27537-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 NC 39 LOOP RD, HENDERSON, NC 27537-7518

Tax Assessment & Valuation

Source: Vance County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+67.41%)	$168,107 (+112.78%) Land $22,381 Building $145,726	$168,107 (+112.78%) Land $22,381 Building $145,726
2023	$893.00	$79,005 Land $9,476 Building $69,529	$79,005 Land $9,476 Building $69,529

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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