15199 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15199 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,396 sqft · built 2004
Lot Size	2.29 acres (99,873 sqft)
Owner	Individual Name on Record
Last Sale	$403,056 (Jun 2026)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1106-22-012.120`

Property Details

APN / Parcel Number

Primary APN	`1106-22-012.120`

Interior

Full Baths	1 Bath
Building Area	2,396 sqft Adjusted Area
1st Floor Area	2,018 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	99,873 sqft (2.29 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15199 E SHADOW CREEK DR
City	BILOXI
State	MS
Zip	39532-8578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF LOT 191 SHADOW CREEK SUB PH 3 ELY 72.9 FT ALONG E SHADOW CREEK DR CURVE N 205 FT M/L S 82 DG W 143.6 FT TO E
Legal Range	10W
Legal Township	06S
Legal Section	22
Legal Subdivision	SHADOWCREEK SUBD PH 3
Legal Phase	3
Legal Lot Number	191,190
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	3407

Owner

Source: Harrison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15199 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FEDERAL CREDIT UNION
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage KEESLER FEDERAL CREDIT UNION
Jun 8, 2017	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Mar 15, 2023
Deed Document Number	20263616
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	Jun 15, 2026
Property Address	15199 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Document Number	0000003617
Instrument Date	Jun 9, 2026
Instrument	20263617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14001 DUNDEE CV, GULFPORT, MS 39503-4992

Mortgage

Document Number	0000003617,
Date	Jun 15, 2026
Instrument	20263617

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 15, 2026
Property Address	15199 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Document Number	0000003616
Instrument Date	Jun 9, 2026
Instrument	20263616
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15199 E SHADOW CREEK DR, BILOXI, MS 39532-8578

Mortgage

Document Number	0000003617,
Date	Jun 15, 2026
Instrument	20263617

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15199 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20170001718TJ2
Date	Jun 8, 2017
Instrument	2017-0001718-T-J2

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2022

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,517.00 (-0.28%)	$26,667 (-0.47%)	$177,779 (-0.47%) Land $33,000 Building $144,779
2024	$2,524.00 (-0.59%)
2023	$2,539.00 (-0.74%)	$26,792	$178,615 Land $33,000 Building $145,615
2022	$2,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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