15153 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15153 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,350 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$204,000 (Jan 2020)
Tax Bill	$876 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1106-22-012.124`

Property Details

APN / Parcel Number

Primary APN	`1106-22-012.124`
Alternative APN	`120528`

Interior

Full Baths	1 Bath
Building Area	2,350 sqft Adjusted Area
1st Floor Area	2,026 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Deck Area	246 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	120528
Street Address	15153 E SHADOW CREEK DR
City	BILOXI
State	MS
Zip	39532-8578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10
Legal Range	10
Legal Township	06
Legal Section	22
Legal Subdivision	SHADOWCREEK SUBD PH 3
Legal Phase	3
Legal Lot Number	109
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	3407

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15153 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Jan 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2020-0000313-D-J2
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15153 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction Type	Mortgage
Record Updated	Nov 24, 2023
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000306TJ2
Date	Jan 31, 2020
Instrument	2020-00306-T-J2

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15153 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200003971TJ2
Date	Nov 3, 2020
Instrument	2020-0003971-T-J2

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15153 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	DAVIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191657TJ2
Date	Jun 14, 2019
Instrument	2019-1657-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 31, 2020
Property Address	15153 E SHADOW CREEK DR, BILOXI, MS 39532-8578
Document Number	202000313DJ2
Map Reference	PB 17 PG 15
Instrument Date	Jan 21, 2020
Instrument	2020-00313-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7987 VILLAGE GREEN DR, 7987, BILOXI, MS 39532-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15153 E SHADOW CREEK DR, BILOXI, MS 39532-8578

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$17,628 (+4.89%)	$176,278 (+4.89%) Land $33,000 Building $143,278
2024	$876.00 (-0.68%)
2023	$882.00 (-0.68%) Homeowner's exemption	$16,806	$168,056 Land $33,000 Building $135,056
2022	$888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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