15186 Sapling Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 15186 Sapling Ln, Fontana, CA 92336

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,039 sqft · built 2009
Lot Size0.168 acres (7,305 sqft)
Owner2 Individual Names on Record
Last Sale$407,000 (Jul 2009)
Tax Bill$9,830 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0228-702-09-0000

Property Details

APN / Parcel Number

Primary APN0228-702-09-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,039 sqft Living Area
Gross Area3,595 sqft
1st Floor Area1,401 sqft
2nd Floor Area1,638 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area7,305 sqft (0.168 acres)
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15186 SAPLING LN
CityFONTANA
StateCA
Zip92336-5224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 16243 LOT 11 BOOK 332 PAGE 24
Legal Tract16243
Legal Block1
Legal Lot Number11
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1012
Census Tract2311

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15186 SAPLING LN, FONTANA, CA 92336-5224
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2009 · Amount on Record
Deed SaleJul 13, 2009 · Amount on Record
Deed Document Number2009304323
Last Transfer DateJul 10, 2014
Transfer Doc0000258074
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address15186 SAPLING LN, FONTANA, CA 92336-5224
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address15186 SAPLING LN, FONTANA, CA 92336-5224

Mortgage

Document Number0000449657
DateOct 1, 2021
Instrument2021-0449657
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityFontana City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictEtiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$556,909 (+2%) Land $98,637 Building $458,272
2025$9,830.00 (+10.41%)$545,989 (+4.04%) Land $96,703 Building $449,286
2023$8,903.00 (+1.42%)$524,787 Land $92,948 Building $431,839
2022$8,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN GABRIEL VALLEY WC - FONTANA
private · serves 228,270 people · EPA ID CA3610041
Water SourceSurface water
Last State InspectionApr 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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