15176 Sapling Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 15176 Sapling Ln, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,287 sqft · built 2009
Lot Size	0.172 acres (7,481 sqft)
Owner	Individual Name on Record
Last Sale	$421,500 (Sep 2009)
Tax Bill	$9,840 (2025)
Deeds & Mortgages	Jan 2024 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0228-702-08-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-702-08-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,287 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	1,482 sqft
2nd Floor Area	1,805 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,481 sqft (0.172 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	931 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15176 SAPLING LN
City	FONTANA
State	CA
Zip	92336-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16243 LOT 12 BOOK 332 PAGE 24
Legal Subdivision	TRACT 16243
Legal Tract	16243
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1012
Census Tract	2311

Owner

Source: San Bernardino County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15176 SAPLING LN, FONTANA, CA 92336-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 3, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 3, 2019	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2009 · Amount on Record
Deed Sale	Sep 2, 2009 · Amount on Record
Deed Document Number	2009388086
Last Transfer Date	Jan 17, 2024
Transfer Doc	0000014791
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 19, 2024
Property Address	15176 SAPLING LN, FONTANA, CA 92336-5224
Document Number	0000014791
Map Reference	MB 332 PG 24-26
Instrument Date	Jan 17, 2024
Instrument	2024-0014791
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15176 SAPLING LN, FONTANA, CA 92336-5224

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 10, 2021
Property Address	15176 SAPLING LN, FONTANA, CA 92336-5224
Document Number	0000553464
Map Reference	MB 332 PG 24-26
Instrument Date	Dec 6, 2021
Instrument	2021-0553464
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5176 SAPLING LANE, FONTANA, CA 92336

Mortgage

Document Number	0000553465
Date	Dec 10, 2021
Instrument	2021-0553465

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15176 SAPLING LN, FONTANA, CA 92336-5224
Document Number	0000369608
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15176 SAPLING LN FONTANA CA 923365224, FONTANA, CA 92336-5224

Mortgage

Document Number	0000369608
Date	Oct 15, 2019
Instrument	369608

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Oct 14, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	15176 SAPLING LN, FONTANA, CA 92336-5224
Document Number	0000371173
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15176 SAPLING LN FONTANA CA 923365224, FONTANA, CA 92336-5224

Mortgage

Document Number	0000371173
Date	Oct 16, 2019
Instrument	371173

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$564,942 (+2%) Land $138,676 Building $426,266
2025	$9,840.00 (+10.45%) Homeowner's exemption	$553,865 (+4.04%) Land $135,957 Building $417,908
2023	$8,909.00 (+1.43%) Homeowner's exemption	$532,357 Land $130,677 Building $401,680
2022	$8,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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