1518 S Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1518 S Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1954
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2023)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-580-0002-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-580-0002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1518 S RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	S 75' OF LOT 2 & N 25' OF LOT 3 OAKLAND GROVE SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 28 OF PLATS PG 8 ST CLAIR
Legal Subdivision	OAKLAND GROVE SUBDIVISION
Legal Lot Number	2-3
Legal Unit	2,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3042
Census Tract	642000

Owner

1518 S Riverside Ave is owned and occupied by an individual who bought it in April 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1518 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK
Jul 26, 2019	Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC
Feb 6, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Deed Document Number	20236325
Deed Book / Page	5611 / 817
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 6, 2023
Property Address	1518 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5139
Document Number	0005611819
Book / Page	5611 / 819
Map Reference	LB 28 PG 8
Instrument Date	Mar 28, 2023
Instrument	2023006325
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 SAINT CLAIR BLVD, ALGONAC, MI 48001-1526

Mortgage

Document Number	0000560912
Date	Mar 29, 2023
Book Page	5609/12
Instrument	2023005021

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1518 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051160096
Date	Nov 4, 2019
Book Page	5116/96
Instrument	2019023076

Lender

Name	NORTHSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 26, 2019
Property Address	1518 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5139
Document Number	0050790182
Book / Page	005079 / 000182
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 S RIVERSIDE AVE ST CLAIR MI 480795139, ST CLAIR, MI 48079-5139

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 6, 2020
Property Address	1518 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5139
Document Number	0051500031
Book / Page	005150 / 000031
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 S RIVERSIDE AVE ST CLAIR MI 480795139, ST CLAIR, MI 48079-5139

Tax Assessment & Valuation

The 2025 property tax bill for 1518 S Riverside Ave was $3,511 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,900 (+15.48%)	$217,800
2025	$3,511.00 (+2.81%) Homeowner's exemption	$94,300
2024	$3,415.00		$188,600
2023		$71,000
2022	$1,622.00		$142,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1518 S Riverside Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1518 S Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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