1485 S Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1485 S Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,202 sqft · built 1935
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Dec 2025)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-091-0018-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-091-0018-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	962 sqft
Basement Area	555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1485 S RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 38 & S 20' OF LOT 37 ASSESSORS PLAT OF UNRECORDED OAKLAND PARK SUBD
Legal Subdivision	ASSESSORS
Legal Lot Number	37-38
Legal Unit	38,37
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3037
Census Tract	642000

Owner

1485 S Riverside Ave is owned and occupied by an individual who bought it in December 2025.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2458 COLONIAL SPRINGS LN, SPRING, TX 77386-2932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Mar 27, 2025 · Amount on File
Deed Document Number	202524061
Deed Book / Page	5881 / 89
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1485 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5138
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 COLONIAL SPRINGS LN, SPRING, TX 77386-2932

Mortgage

Document Number	0005854385
Date	Sep 24, 2025
Book Page	5854/385
Instrument	2025018152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2025
Property Address	1485 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5138
Document Number	0000588189
Book / Page	5881 / 89
Map Reference	LB 52 PG 45 & 46
Instrument Date	Sep 22, 2025
Instrument	2025024061
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27780 PRATT RD, RICHMOND, MI 48062-2088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 COLONIAL SPRINGS LN, SPRING, TX 77386-2932

Mortgage

Document Number	2025018152
Date	Dec 17, 2025
Instrument	2025018152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1485 S Riverside Ave was $1,543 with a homeowner's exemption, down 2.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,500 (+11.95%)	$163,000
2025	$1,543.00 (-2.47%) Homeowner's exemption	$72,800
2024	$1,582.00		$145,600
2023		$56,700
2022	$1,395.00		$113,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1485 S Riverside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1485 S Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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