Stephens County property record for 1518 Harbert Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,627 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2019) |
| Tax Bill | $1,979 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 028 |
| Primary APN | 058 028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Utility Building | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 288069 |
|---|---|
| Street Address | 1518 HARBERT VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HARBERT VALLEY RD |
| Legal Subdivision | 0400 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 970202 |
1518 Harbert Valley Rd is owned and occupied by an individual who bought it in November 2019.
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1518 HARBERT VALLEY RD, TOCCOA, GA 30577-7144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Prior Sale | Feb 17, 2016 · Amount on File |
| Deed Document Number | 20191322 |
| Deed Book / Page | 1194 / 96 |
| Prior Transfer Date | Aug 14, 2015 |
| Prior Transfer Doc | 0010820124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 12, 2019 |
| Property Address | 1518 HARBERT VALLEY RD, TOCCOA, GA 30577-7144 |
| Document Number | 0011940096 |
| Book / Page | 001194 / 000096 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1518 HARBERT VALLEY RD TOCCOA GA 305777144, TOCCOA, GA 30577-7144 |
| Document Number | 11940098 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 001194/000098 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
The 2025 property tax bill for 1518 Harbert Valley Rd was $1,979 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,979.00 Homeowner's exemption | $90,196 Land $3,000 Building $87,196 | $225,492 Land $7,501 Building $217,991 |
| 2023 | $1,613.00 | $54,206 Land $3,000 Building $51,206 | $135,516 Land $7,501 Building $128,015 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1518 Harbert Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1518 Harbert Valley Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| HTC Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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