Stephens County property record for 1424 Harbert Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 1995 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (May 2015) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 030 |
| Primary APN | 058 030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 74,488 sqft (1.71 acres) |
| Terrain | Gentle Slope |
| Garage Area | 240 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 120 sqft |
| Utility Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 288074 |
|---|---|
| Street Address | 1424 HARBERT VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HARBERT VALLEY RD |
| Legal Subdivision | 0400 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 970202 |
1424 Harbert Valley Rd is owned and occupied by an individual who bought it in May 2015.
Source: Stephens County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1424 HARBERT VALLEY RD, TOCCOA, GA 30577-7143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on File |
| Deed Sale | May 29, 2015 · Amount on File |
| Prior Sale | Jan 16, 2014 · Amount on File |
| Deed Document Number | 2015523 |
| Deed Book / Page | 1066 / 268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1424 HARBERT VALLEY RD, TOCCOA, GA 30577-7143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1424 HARBERT VALLEY RD, TOCCOA, GA 30577-7143 |
| Document Number | 0012930000000257 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 0000001293/0000000257 |
| Name | FIGURE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1424 Harbert Valley Rd was $1,561 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 Homeowner's exemption | $71,442 Land $3,728 Building $67,714 | $178,604 Land $9,320 Building $169,284 |
| 2023 | $1,232.00 Homeowner's exemption | $43,407 (+4.83%) Land $3,728 Building $39,679 | $108,518 (+4.83%) Land $9,320 Building $99,198 |
| 2022 | $1,232.00 Homeowner's exemption | $41,406 Land $3,728 Building $37,678 | $103,516 Land $9,320 Building $94,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1424 Harbert Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1424 Harbert Valley Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| HTC Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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