Montezuma County property record for 1518 E Empire St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1998 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Company Name on Record |
| Last Sale | $168,000 (Jan 2014) |
| Tax Bill | $1,081 (2025) |
| Deeds & Mortgages | Mar 2025 Sale Jan 2014 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008305 |
| Primary APN | R008305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Area | 312 sqft |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008305 |
|---|---|
| Street Address | 1518 E EMPIRE ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 4 BLOCK: 6 B690 P155 B726 P665 R/467869 R/471901 R/490809 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 969302 |
Source: Montezuma County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 325 S PINE ST, CORTEZ, CO 81321-3441 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 25, 2025 | Special Warranty Deed, Transfer |
| Jan 27, 2014 | Warranty Deed, Transfer WELLS FARGO BANK NA |
| Dec 17, 2008 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2014 · Amount on Record |
| Deed Sale | Jan 27, 2014 · Amount on Record |
| Prior Sale | Dec 17, 2008 · Amount on Record |
| Deed Document Number | 2014592914 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Mar 25, 2025 |
| Property Address | 1518 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000660583 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Jul 1, 2024 |
| Instrument | 660583 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 S PINE ST, CORTEZ, CO 81321-3441 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Jan 27, 2014 |
| Property Address | 1518 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000592914 |
| Map Reference | MB8 PG30 |
| Instrument Date | Jan 24, 2014 |
| Instrument | 592914 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 SAWYER DR STE 200, 200, DURANGO, CO 81303-3412 |
| Investor | Possibly a Property Investor |
| Document Number | 0000592915 |
|---|---|
| Date | Jan 27, 2014 |
| Instrument | 592915 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 3, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 17, 2008 |
| Property Address | 1518 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000560577 |
| Instrument Date | Dec 17, 2008 |
| Instrument | 560577 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1518 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000560578 |
|---|---|
| Date | Dec 17, 2008 |
| Instrument | 560578 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Dec 17, 2041 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,081.00 | $27,841 (-72.55%) Land $2,765 Building $25,076 | $349,762 (-) Land $34,733 Building $315,029 |
| 2024 | Additional exemption filed | $101,431 (-) Land $10,073 Building $91,358 | $349,762 (-) Land $34,733 Building $315,029 |
| 2023 | Additional exemption filed | $101,431 Land $10,073 Building $91,358 | $349,762 Land $34,733 Building $315,029 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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