Montezuma County property record for 1514 E Empire St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1998 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Aug 2020) |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008323 |
| Primary APN | R008323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,184 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Area | 264 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008323 |
|---|---|
| Street Address | 1514 E EMPIRE ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 5 BLOCK: 6 B491 P688 B682 P519 B726 P665 R/467869 R/471899 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 969302 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1494, TELLURIDE, CO 81435-1494 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK |
| Aug 7, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| May 2, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Prior Sale | Sep 30, 2005 · Amount on Record |
| Deed Document Number | 2020631090 |
| Prior Transfer Date | May 2, 2019 |
| Prior Transfer Doc | 0000622646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Feb 3, 2023 |
| Property Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000649452 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 649452 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.85 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000649453 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 649453 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000647471 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 647471 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | DOLORES, CO 81323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 7, 2020 |
| Property Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000631090 |
| Map Reference | MB 8 PG 30 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 631090 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.99 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000631091 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 631091 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | May 2, 2019 |
| Property Address | 1514 E EMPIRE ST, CORTEZ, CO 81321-2526 |
| Document Number | 0000622646 |
| Instrument Date | May 2, 2019 |
| Instrument | 622646 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2871 ROAD M, CORTEZ, CO 81323 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,122.00 (+39.03%) | $22,240 (+41.45%) Land $1,641 Building $20,599 | $279,402 (+41.46%) Land $20,618 Building $258,784 |
| 2024 | $807.00 (+9.8%) | $15,723 (-21.78%) Land $2,163 Building $13,560 | $197,518 (-21.78%) Land $27,168 Building $170,350 |
| 2023 | $735.00 (+12.21%) | $20,101 (+48.27%) Land $2,765 Building $17,336 | $252,518 (+48.26%) Land $34,733 Building $217,785 |
| 2022 | $655.00 | $13,557 Land $1,262 Building $12,295 | $170,320 Land $15,860 Building $154,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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