Clay County property record for 1518 Cedar Grove Ter, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 2001 |
| Lot Size | 0.207 acres (9,032 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (May 2021) |
| Tax Bill | $4,468 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-26-014266-006-39 |
| Primary APN | 08-05-26-014266-006-39 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Heated Area |
| Gross Area | 2,674 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,032 sqft (0.207 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 514 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1518 CEDAR GROVE TER |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 59 WOODLANDS UNIT 1 AS RECO R 4459 PG 2154 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 08 |
| Legal Subdivision | WOODLANDS |
| Legal Lot Number | 59 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
1518 Cedar Grove Ter is owned and occupied by an individual who bought it in May 2021.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1518 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 22, 2020 | Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Feb 7, 2001 · Amount on File |
| Deed Document Number | 2021031922 |
| Deed Book / Page | 4459 / 2154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1518 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8333 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1518 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8333 |
| Document Number | 0047781915 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 4778/1915 |
| Instrument | 2023059829 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 21, 2021 |
| Property Address | 1518 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8333 |
| Document Number | 0044592154 |
| Book / Page | 4459 / 2154 |
| Map Reference | MB 33 PG 47-54 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021031922 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1968 COLONIAL DR, 1968, GREEN COVE SPRINGS, FL 32043-8048 |
| Name | Verified Name |
|---|---|
| Address | 1518 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8333 |
| Document Number | 44592156 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 4459/2156 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 22, 2020 |
| Property Address | 1518 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8333 |
| Document Number | 0043672119 |
| Book / Page | 004367 / 002119 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 55260 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2020 |
| Title Company | TITLE AMERICA RE CLOSINGS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $12.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1518 CEDAR GROVE TER FLEMING ISLAND FL 320038333, FLEMING ISLAND, FL 32003-8333 |
| Document Number | 43672121 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 004367/002121 |
| Instrument | 55261 |
| Name | SOUTHPOINT FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | ALPHARETTA, GA 30005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2050 |
The 2025 property tax bill for 1518 Cedar Grove Ter was $4,468 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,468.00 Homeowner's exemption | $333,100 | $337,284 Land $50,000 Building $287,284 |
| 2023 | $6,222.00 (+0.32%) Homeowner's exemption | $314,285 (+11.12%) Land $50,000 Building $264,285 | $314,285 (+11.12%) Land $50,000 Building $264,285 |
| 2022 | $6,202.00 | $282,822 Land $35,000 Building $247,822 | $282,822 Land $35,000 Building $247,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1518 Cedar Grove Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1518 Cedar Grove Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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