1499 Cedar Grove Ter, Fleming Island, FL 32003 Property Records

Clay County property record for 1499 Cedar Grove Ter, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2001
Lot Size	0.124 acres (5,406 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jul 2024)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014266-006-92`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014266-006-92`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,826 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,406 sqft (0.124 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1499 CEDAR GROVE TER
City	FLEMING ISLAND
State	FL
Zip	32003-8332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 202 WOODLANDS UNIT 1 AS REC OR 4842 PG 1715
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	WOODLANDS UNIT 1
Legal Lot Number	202
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3004
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1499 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	202434494
Deed Book / Page	4842 / 1715
Prior Transfer Date	Aug 8, 2008
Prior Transfer Doc	0030450807
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 10, 2021
Property Address	1499 CEDAR GROVE TER, FLEMING ISLAND, FL 32003-8332
Document Number	0044931170
Book / Page	4493 / 1170
Map Reference	MB 33 PG 47-54
Instrument Date	Aug 5, 2021
Instrument	2021049303
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1499 CEDAR GROVE TER, 1499, FLEMING ISLAND, FL 32003-8332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1570, GREEN COVE SPRINGS, FL 32043-1570

Mortgage

Document Number	44931172
Date	Aug 10, 2021
Instrument	4493/1172

Lender

Name	LAURIE JAMES ARNOLD III ETUX
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2022

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (+16.8%)	$341,501 (+7.46%) Land $50,000 Building $291,501	$341,501 (+7.46%) Land $50,000 Building $291,501
2024	$4,459.00 (-34.86%)
2023	$6,845.00 (+9.56%)	$317,797 (+11.18%) Land $50,000 Building $267,797	$317,797 (+11.18%) Land $50,000 Building $267,797
2022	$6,248.00	$285,846 Land $35,000 Building $250,846	$285,846 Land $35,000 Building $250,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20