1517 Spruce, Amelia, OH 45102 Property Records

Clermont County property record for 1517 Spruce, Amelia, OH 45102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,373 sqft · built 1987
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Nov 1990)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-20-23A-173`

Property Details

APN / Parcel Number

Primary APN	`03-20-23A-173`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,373 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,935 sqft (0.274 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1517 SPRUCE
City	AMELIA
State	OH
Zip	45102-1492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE CREEK SECTION D; LOT 157
Legal Subdivision	SYCAMORE CREEK
Legal Lot Number	157
Jurisdiction	CLERMONT OH
Township / Civil Division	BATAVIA
Census Block Group	2
Census Block	2014
Census Tract	41104

Owner

1517 Spruce is owned and occupied by an individual who acquired it in March 2007.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1517 SPRUCE, AMELIA, OH 45102-1492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1990 · Amount on File
Deed Sale	Nov 1, 1990 · Amount on File
Prior Sale	Jun 1, 1987 · Amount on File
Last Transfer Date	Mar 5, 2007
Transfer Doc	0000008800
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1517 SPRUCE, AMELIA, OH 45102-1492
Document Number	0000002376
Book / Page	002752 / 001835
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 SPRUCE AMELIA OH 451021492, AMELIA, OH 45102-1492

Mortgage

Document Number	0000002376
Date	Feb 1, 2018
Book Page	002752/001835
Instrument	2376

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1517 Spruce was $4,226 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Batavia Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,226.00	$90,860 Land $13,580 Building $77,280
2024			$259,600 (-) Land $38,800 Building $220,800
2023	$7,687.00 (+114.12%) Homeowner's exemption	$90,860 (+33.74%) Land $13,580 Building $77,280	$259,600 Land $38,800 Building $220,800
2022	$3,590.00 Homeowner's exemption	$67,940 Land $10,150 Building $57,790
2020			$194,100 Land $29,000 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1517 Spruce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1517 Spruce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20