1517 Gray Rock Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1517 Gray Rock Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,654 sqft · built 2003
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Sep 2015)
Tax Bill	$11,162 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Transfer
APN	`0842001000280`

Property Details

APN / Parcel Number

Primary APN	`0842001000280`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,654 sqft Living Area
1st Floor Area	1,627 sqft
Upper Floors Area	1,627 sqft
Attic	Attic
Attic Area	814 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)
Lot Dimensions	520 ft deep x 252 ft wide
Garage Type	Detached
Garage Area	24 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	586 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1517 GRAY ROCK RD
City	CHESAPEAKE
State	VA
Zip	23322-2781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1: RESID
Legal Description	LOT 28 VILLAGE FARMS
Legal Subdivision	VILLAGE FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1103
Census Tract	21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1517 GRAY ROCK RD, CHESAPEAKE, VA 23322-2781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	201526666
Deed Book / Page	9565 / 289
Last Transfer Date	Jan 30, 2019
Transfer Doc	9984/269
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1517 GRAY ROCK RD, CHESAPEAKE, VA 23322-2781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10154/161
Date	May 26, 2020
Book Page	10154/161
Instrument	200016032

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 30, 2019
Property Address	1517 GRAY ROCK RD, CHESAPEAKE, VA 23322-2781
Document Number	9984/269
Book / Page	9984 / 269
Instrument Date	Jan 30, 2019
Instrument	190002316
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 GRAY ROCK RD, CHESAPEAKE, VA 23322-2781

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,185,300 (+7.26%) Land $280,000 Building $905,300	$1,185,300 (+7.26%) Land $280,000 Building $905,300
2025	$11,162.00 (+4.81%)	$1,105,100 (+16.24%) Land $250,000 Building $855,100	$1,105,100 (+16.24%) Land $250,000 Building $855,100
2024	$10,650.00 (+31%)
2023		$950,700 (+2.87%) Land $195,000 Building $755,700	$950,700 (+2.87%) Land $195,000 Building $755,700
2022		$924,200 Land $180,000 Building $744,200	$924,200 Land $180,000 Building $744,200
2019	$8,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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