1508 Gray Rock Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1508 Gray Rock Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,396 sqft · built 2004
Lot Size	3.09 acres (134,600 sqft)
Owner	Individual Name on File
Last Sale	$540,500 (Sep 2004)
Tax Bill	$8,890 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 1 more
APN	`0842001000030`

Property Details

APN / Parcel Number

Primary APN	`0842001000030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
1st Floor Area	1,082 sqft
Upper Floors Area	1,082 sqft
Attic	Attic
Attic Area	690 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,600 sqft (3.09 acres)
Lot Dimensions	506 ft deep x 306 ft wide
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	312 sqft
Porch	Open Porch
Porch Area	59 sqft
Patio Area	936 sqft
Lean-To	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1508 GRAY ROCK RD
City	CHESAPEAKE
State	VA
Zip	23322-2783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1: RESID
Legal Description	LOT 3 VILLAGE FARMS
Legal Subdivision	VILLAGE FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1102
Census Tract	21004

Owner

1508 Gray Rock Rd is owned and occupied by an individual who acquired it in April 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1508 GRAY ROCK RD, CHESAPEAKE, VA 23322-2783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2004 · Amount on File
Deed Sale	Sep 29, 2004 · Amount on File
Prior Sale	Sep 26, 2002 · Amount on File
Deed Book / Page	5657 / 106
Last Transfer Date	Apr 2, 2026
Transfer Doc	0000009353
Record Updated	Oct 29, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 10, 2026
Property Address	1508 GRAY ROCK RD, CHESAPEAKE, VA 23322-2783
Document Number	0000008960
Book / Page	10965 / 1360
Instrument Date	Apr 2, 2026
Instrument	20268960
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 GRAY ROCK RD, CHESAPEAKE, VA 23322-2783

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 14, 2026
Property Address	1508 GRAY ROCK RD, CHESAPEAKE, VA 23322-2783
Document Number	0000009353
Book / Page	10967 / 445
Instrument Date	Apr 2, 2026
Instrument	20269353
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 GRAY ROCK RD, CHESAPEAKE, VA 23322-2783

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1508 GRAY ROCK RD, CHESAPEAKE, VA 23322-2783
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10536/1064
Date	Mar 22, 2022
Book Page	10536/1064
Instrument	220009818

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1508 Gray Rock Rd was $8,890, up 5.3% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,200 (+8.52%) Land $280,000 Building $675,200	$955,200 (+8.52%) Land $280,000 Building $675,200
2025	$8,890.00 (+5.26%)	$880,200 Land $250,000 Building $630,200	$880,200 Land $250,000 Building $630,200
2024	$8,446.00
2023		$741,100 (+3.61%) Land $195,000 Building $546,100	$741,100 (+3.61%) Land $195,000 Building $546,100
2022		$715,300 Land $180,000 Building $535,300	$715,300 Land $180,000 Building $535,300
2019	$6,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1508 Gray Rock Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 Gray Rock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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