1517 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1517 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,544 sqft · built 1998
Lot Size	0.271 acres (11,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2024)
Tax Bill	$4,899 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500188-0-280`

Property Details

APN / Parcel Number

Primary APN	`500188-0-280`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	880 sqft
Upper Floors Area	664 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,811 sqft (0.271 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1517 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 2A L 28 TOG/W PRI RD EASE OF REC OUT OF 1-022 & 1-023 SEG J0075 MD 10/13/97MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 2A
Legal Phase	2A
Legal Tract	2A
Legal Lot Number	28
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1014
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1517 198TH ST E, SPANAWAY, WA 98387-8078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2024	Warranty Deed, Transfer · VA Mortgage PRIMIS MORTGAGE CO
Dec 15, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage EASTSIDE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	2024195
Prior Transfer Date	Jul 23, 2013
Prior Transfer Doc	0000000442
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1517 198TH ST E, SPANAWAY, WA 98387-8078
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 198TH ST E, SPANAWAY, WA 98387-8078

Mortgage

Document Number	0012170323
Date	Dec 17, 2025
Instrument	202512170323

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 8, 2024
Property Address	1517 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	0004080195
Instrument Date	Mar 28, 2024
Instrument	202404080195
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	TICOR CP, TICOR

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 198TH ST E, SPANAWAY, WA 98387-8078

Mortgage

Document Number	0004080196
Date	Apr 8, 2024
Instrument	202404080196

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0004080196
Date	Apr 8, 2024
Instrument	202404080196

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company
Address	5535 CURRITUCK DR # 120, WILMINGTON, NC 28403

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 15, 2023
Property Address	1517 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	0012150434
Map Reference	AF 9709170271
Instrument Date	Dec 14, 2023
Instrument	202312150434
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,960.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26618 173RD ST E, BUCKLEY, WA 98321-8547

Mortgage

Document Number	0012150435
Date	Dec 15, 2023
Instrument	202312150435

Lender

Name	EASTSIDE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,899.00 (+1.11%)	$430,300 (-0.53%) Land $172,300 Building $258,000	$430,300 (-0.53%) Land $172,300 Building $258,000
2025	$4,845.00 (+2.43%)	$432,600 (+6.97%) Land $180,300 Building $252,300	$432,600 (+6.97%) Land $180,300 Building $252,300
2024	$4,730.00 (-0.84%)	$404,400 (-2.48%) Land $180,300 Building $224,100	$404,400 (-2.48%) Land $180,300 Building $224,100
2023	$4,770.00	$414,700 Land $171,000 Building $243,700	$414,700 Land $171,000 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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