1513 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1513 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,608 sqft · built 1999
Lot Size	0.204 acres (8,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2026)
Tax Bill	$4,919 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500188-0-270`

Property Details

APN / Parcel Number

Primary APN	`500188-0-270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	884 sqft
Upper Floors Area	724 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,890 sqft (0.204 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1513 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 2A L 27 TOG/W PRI RD EASE OF REC OUT OF 1-022 & 1-023 SEG J0075 MD 10/13/97MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 2A
Legal Phase	2A
Legal Lot Number	27
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1014
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1513 198TH ST E, SPANAWAY, WA 98387-8078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 11, 2020	Warranty Deed, Transfer SERVICELINK
Jul 28, 2020	Foreclosure ATTORNEY ONLY
Aug 14, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2026220
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000000513
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 17, 2026
Property Address	1513 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	0000000220
Instrument Date	Aug 16, 2026
Instrument	2026220
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 198TH ST E, SPANAWAY, WA 98387-8078

Mortgage

Document Number	0000000221,
Date	Aug 17, 2026
Instrument	202617221

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000000222,
Date	Aug 17, 2026
Instrument	2026222

Lender

Name	STATE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 1, 2020
Property Address	1513 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	0012011047
Map Reference	DOC 9709170271
Instrument Date	Nov 25, 2020
Instrument	202012011047
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 198TH ST E, SPANAWAY, WA 98387-8078

Mortgage

Document Number	0012011048
Date	Dec 1, 2020
Instrument	202012011048

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 11, 2020
Property Address	1513 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	2009110844
Instrument Date	Aug 28, 2020
Instrument	202009110844
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$4,408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1513 198TH ST E SPANAWAY WA 983878078, SPANAWAY, WA 98387-8078

July 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	PIERCE WA
Recording Date	Jul 28, 2020
Property Address	1513 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	2007280513
Instrument Date	Jul 22, 2020
Instrument	202007280513
Transaction Type	Foreclosure
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 14, 2019
Property Address	1513 198TH ST E, SPANAWAY, WA 98387-8078
Document Number	1908140484
Instrument Date	Jul 12, 2019
Instrument	201908140484
Transaction Type	Foreclosure
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 198TH ST E SPANAWAY WA 983878078, SPANAWAY, WA 98387-8078

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,919.00 (+0.99%)	$431,900 (+6.33%) Land $163,900 Building $268,000	$431,900 (+6.33%) Land $163,900 Building $268,000
2025	$4,871.00 (+2.37%)
2024	$4,758.00 (-1.1%)	$406,200 (-2.8%) Land $171,400 Building $234,800	$406,200 (-2.8%) Land $171,400 Building $234,800
2023	$4,811.00	$417,900 Land $162,600 Building $255,300	$417,900 Land $162,600 Building $255,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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