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1516 Rachael Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1516 Rachael Ln, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,617 sqft · built 2013
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Tax Bill$6,201 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-12-334-035-000

Property Details

APN / Parcel Number

Primary APN07-12-334-035-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,617 sqft Living Area
1st Floor Area1,617 sqft
Basement Area1,617 sqft
Unfinished Basement1,617 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area12,632 sqft (0.29 acres)
Garage Area462 sqft
PorchPorch
Porch Area102 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1516 RACHAEL LN
CityWATERLOO
StateIL
Zip62298-5588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 ROSE MEADOWS PHASE 2
Legal Range10W
Legal Township02S
Legal Section12
Legal SubdivisionROSE MEADOWS
Legal Lot Number35
JurisdictionMONROE IL
Township / Civil Division30
Census Block Group2
Census Block2053
Census Tract600402

Owner

Source: Monroe County records · APN 07-12-334-035-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1516 RACHAEL LN, WATERLOO, IL 62298-5588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1516 RACHAEL LN, WATERLOO, IL 62298-5588
Document Number0000413111
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyNETCO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1516 RACHAEL LN WATERLOO IL 622985588, WATERLOO, IL 62298-5588

Mortgage

Document Number0000413111
DateDec 04, 2020
Instrument413111
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$116,690 (+25.39%) Land $16,840 Building $99,850$350,070 (+25.39%) Land $50,520 Building $299,550
2024$6,201.00
2022Additional exemption filed$93,060 Land $15,450 Building $77,610$279,180 Land $46,350 Building $232,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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