Monroe County property record for 1513 Rachael Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,666 sqft · built 2015 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,022 (2024) |
| Deeds & Mortgages | May 2022 Transfer Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-12-334-027-000 |
| Primary APN | 07-12-334-027-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 114 sqft |
| Patio Area | 373 sqft |
| Cooling System | Central |
|---|
| Street Address | 1513 RACHAEL LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 ROSE MEADOWS PHASE 2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | ROSE MEADOWS |
| Legal Lot Number | 27 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-12-334-027-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1513 RACHAEL LN, WATERLOO, IL 62298-5536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2022 | Intrafamily Transfer, Transfer |
| Oct 19, 2018 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 06, 2022 |
| Transfer Doc | 0000424171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 09, 2022 |
| Property Address | 1513 RACHAEL LN, WATERLOO, IL 62298-5536 |
| Document Number | 0000424171 |
| Map Reference | DOC 325618 |
| Instrument Date | May 02, 2022 |
| Instrument | 424171 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1513 RACHAEL LN, WATERLOO, IL 62298-5536 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1513 RACHAEL LN, WATERLOO, IL 62298-5536 |
| Document Number | 0000398465 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1513 RACHAEL LN WATERLOO IL 622985536, WATERLOO, IL 62298-5536 |
| Document Number | 0000398465 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 398465 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62065 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,840 (+18.66%) Land $16,790 Building $98,050 | $344,520 (+18.66%) Land $50,370 Building $294,150 | |
| 2024 | $6,022.00 | ||
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $96,780 Land $15,410 Building $81,370 | $290,340 Land $46,230 Building $244,110 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures