St. Clair County property record for 1516 Palms Rd, Columbus, MI 48063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1996 |
| Lot Size | 10 acres (439,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $451,229 (May 2022) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-16-023-2004-100 |
| Primary APN | 74-16-023-2004-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 439,520 sqft (10 acres) |
| Lot Width | 323 ft Width |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1516 PALMS RD |
|---|---|
| City | COLUMBUS |
| State | MI |
| Zip | 48063-3327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICUL |
| Legal Description | BEG S 3D 38M 16S E 323' FROM NE SEC COR, TH S 3D 38M 16S E 323', TH S 85D 30M 29S W 1360.77', TH N 3D 37M 56S W 323', TH N |
| Legal Range | 15E |
| Legal Township | 05N |
| Legal Section | 23 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 651600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| May 20, 2022 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Nov 1, 2019 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Nov 1, 2019 · Amount on Record |
| Deed Document Number | 202212621 |
| Deed Book / Page | 5523 / 916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Document Number | 0005540929 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 5540/929 |
| Instrument | 2022016560 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 20, 2022 |
| Property Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Document Number | 0005523916 |
| Book / Page | 5523 / 916 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022012621 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,386.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Name | Verified Name |
|---|---|
| Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Document Number | 2022016560 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022016560 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 1, 2019 |
| Property Address | 1516 PALMS RD, COLUMBUS, MI 48063-3327 |
| Document Number | 0051150579 |
| Book / Page | 005115 / 000579 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,096.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1516 PALMSRD COLUMBUS MI 48063, COLUMBUS, MI 48063 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Columbus Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,900 (-1.29%) | $411,800 (-1.29%) | |
| 2025 | $4,732.00 (+3.5%) Homeowner's exemption | $208,600 (+18.59%) | |
| 2024 | $4,572.00 (+24.51%) | $417,200 (+18.59%) | |
| 2023 | $175,900 | ||
| 2022 | $3,672.00 | $351,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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