St. Clair County property record for 1515 Palms Rd, Columbus, MI 48063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,702 sqft · built 2022 |
| Lot Size | 2.06 acres (89,995 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,223 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-16-195-0003-000 |
| Primary APN | 74-16-195-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,702 sqft Living Area |
| 1st Floor Area | 2,702 sqft |
| Basement Area | 2,702 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 89,995 sqft (2.06 acres) |
| Lot Dimensions | 300 ft deep x 300 ft wide |
| Garage Area | 1,453 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1515 PALMS RD |
|---|---|
| City | COLUMBUS |
| State | MI |
| Zip | 48063-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDEN |
| Legal Description | LOTS 6 TO 8 COLD SPRINGS FARMS SUBDIVISION AS RECORDED IN LIBER 50 OF PLATS PG 12 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | COLD SPRINGS FARMS |
| Legal Lot Number | 6-8 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 651600 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1515 PALMS RD, COLUMBUS, MI 48063-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 2, 2026 | Intrafamily Transfer, Transfer |
| Aug 10, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 26, 2026 |
| Transfer Doc | 0005894595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 2, 2026 |
| Property Address | 1515 PALMS RD, COLUMBUS, MI 48063-3321 |
| Document Number | 0005894595 |
| Book / Page | 5894 / 595 |
| Map Reference | LB 50 PG 12 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026002270 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 PALMS RD, COLUMBUS, MI 48063-3321 |
| Name | Verified Name |
|---|---|
| Address | 1515 PALMS RD, COLUMBUS, MI 48063-3321 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 10, 2022 |
| Property Address | 1515 PALMS RD, COLUMBUS, MI 48063-3321 |
| Document Number | 0005550652 |
| Book / Page | 5550 / 652 |
| Map Reference | LB 50 PG 12 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022018875 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 PALMS RD, 1515, COLUMBUS, MI 48063-3321 |
| Name | Verified Name |
|---|---|
| Address | 1515 PALMS RD, COLUMBUS, MI 48063-3321 |
| Document Number | 2022018876 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022018876 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jul 1, 2053 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Columbus Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,000 (+1.96%) | $790,000 (+1.96%) | |
| 2025 | $8,223.00 (+3.34%) Homeowner's exemption | $387,400 (+122.01%) | |
| 2024 | $7,957.00 (+535.04%) | $774,800 (+122.01%) | |
| 2023 | $174,500 | ||
| 2022 | $1,253.00 | $349,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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