1516 Lower Lake Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 1516 Lower Lake Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,117 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Sep 2021)
Tax Bill	$5,732 (2025)
Deeds & Mortgages	Jan 2022 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-220-012-000`

Property Details

APN / Parcel Number

Primary APN	`105-220-012-000`
Alternative APNs	`10522012100` `1052201210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1516 LOWER LAKE DR
City	PLACERVILLE
State	CA
Zip	95667-8746
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 6/161/1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1027
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	64 GOLD CREST CT, PITTSBURG, CA 94565-6500
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Intrafamily Transfer, Transfer
Sep 27, 2021	Grant Deed, Transfer · FHA Mortgage WELCOME HOME FUNDING LLC
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202161347
Last Transfer Date	Dec 14, 2021
Transfer Doc	0000001749
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jan 7, 2022
Property Address	1516 LOWER LAKE DR, PLACERVILLE, CA 95667-8746
Document Number	0000001749
Map Reference	MB 6 PG 161
Instrument Date	Dec 14, 2021
Instrument	2022-0001749
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	64 GOLD CREST CT, PITTSBURG, CA 94565-6500

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 27, 2021
Property Address	1516 LOWER LAKE DR, PLACERVILLE, CA 95667-8746
Document Number	0000061347
Map Reference	MB 6 PG 161
Instrument Date	Sep 14, 2021
Instrument	2021-0061347
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 LOWER LAKE DR, PLACERVILLE, CA 95667-8746

Mortgage

Document Number	0000061348
Date	Sep 27, 2021
Instrument	2021-0061348

Lender

Name	WELCOME HOME FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 2, 2017
Property Address	1516 LOWER LAKE DR, PLACERVILLE, CA 95667-8746
Document Number	0000043911
Instrument Date	Sep 5, 2017
Instrument	43911
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1516 LOWER LAKE DR PLACERVILLE CA 956678746, PLACERVILLE, CA 95667-8746

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,293 (+2%) Land $124,725 Building $417,568
2025	$5,732.00 (+2.03%)	$531,661 (+4.04%) Land $122,280 Building $409,381
2024	$5,618.00 (+2%)
2023	$5,508.00 (+1.46%)	$511,018 Land $117,533 Building $393,485
2022	$5,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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