1401 Lower Lake Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 1401 Lower Lake Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,256 sqft · built 1977
Lot Size	5.05 acres (219,978 sqft)
Owner	Trust Name on File
Last Sale	$440,000 (Apr 2004)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-340-001-000`

Property Details

APN / Parcel Number

Primary APN	`105-340-001-000`
Alternative APNs	`10534001100` `1053400110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	219,978 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Patio Area	2,256 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1401 LOWER LAKE DR
City	PLACERVILLE
State	CA
Zip	95667-8935
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 17/12/1
Legal Subdivision	AS SHOWN ON THAT CERTAIN PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1026
Census Tract	30901

Owner

1401 Lower Lake Dr, a rural home, is owner-occupied and held in a trust since August 2011.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	1401 LOWER LAKE DR, PLACERVILLE, CA 95667-8935
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Intrafamily Transfer, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2004 · Amount on File
Deed Sale	Apr 30, 2004 · Amount on File
Prior Sale	Jun 15, 1999 · Amount on File
Deed Document Number	200433970
Last Transfer Date	Aug 11, 2011
Transfer Doc	0000044998
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 14, 2022
Property Address	1401 LOWER LAKE DR, PLACERVILLE, CA 95667-8935
Document Number	0000030000
Map Reference	MB 17 PG 12
Instrument Date	Jul 14, 2022
Instrument	2022-0030000
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1401 LOWER LAKE DR, PLACERVILLE, CA 95667-8935

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1401 LOWER LAKE DR, PLACERVILLE, CA 95667-8935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 LOWER LAKE DR, PLACERVILLE, CA 95667-8935

Mortgage

Document Number	0000048177
Date	Sep 9, 2020
Instrument	2020-0048177

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Lower Lake Dr was $4,785 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$428,000 (-) Land $160,500 Building $267,500
2025	$4,785.00 Homeowner's exemption	$428,000 Land $160,500 Building $267,500
2023	$4,776.00 (-0.42%) Homeowner's exemption	$428,000 Land $160,500 Building $267,500
2022	$4,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1401 Lower Lake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 Lower Lake Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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