1516 James Ave, Waco, TX 76706 Property Records

McLennan County property record for 1516 James Ave, Waco, TX 76706

Property Summary

Property Type	Apartments (5+ Units)
Details	16 ba · 7,650 sqft · built 1982
Lot Size	0.379 acres (16,500 sqft)
Owner	Company Name on File
Tax Bill	$14,951 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-002900-009501-6`

Property Details

APN / Parcel Number

Primary APN	`48-002900-009501-6`
Alternative APNs	`4800290000950160111` `162657`

Interior

Full Baths	16 Baths
Units	16 Units
Stories	2 Stories
Building Area	7,650 sqft Living Area
1st Floor Area	3,825 sqft
2nd Floor Area	3,825 sqft
Flooring	Carpet

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1991
Architectural Style	Multi-Family
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	992 sqft
Storage Building	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1516 JAMES AVE
City	WACO
State	TX
Zip	76706-2078
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3C
Legal Description	BAYLOR LOT 15 BLOCK 10 ACRES .3788
Legal Subdivision	BAYLOR
Legal Block	10
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3010
Census Tract	402

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4705 66TH ST, LUBBOCK, TX 79414-4841
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLINGTON STATE BANK
Jan 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage LUBBOCK NATIONAL BANK
Sep 10, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Aug 10, 2018	Warranty Deed, Transfer TEXAS SECURE TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2018
Deed Sale	Aug 10, 2018
Prior Sale	Mar 30, 2015
Deed Document Number	201828435
Prior Transfer Date	Oct 20, 2006
Prior Transfer Doc	0000040054
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 14, 2026
Property Address	1516 JAMES AVE, WACO, TX 76706-2078
Document Number	0000022453
Instrument Date	Jul 8, 2026
Instrument	202622453
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4705 66TH ST, LUBBOCK, TX 79414-4841

Mortgage

Document Number	0000022453,
Date	Jul 14, 2026
Instrument	202622453

Lender

Name	WELLINGTON STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1516 JAMES AVE, WACO, TX 76706-2078
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	SERVICE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002287
Date	Jan 20, 2021
Instrument	2021002287

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	AMARILLO, TX 79105

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1516 JAMES AVE, WACO, TX 76706-2078
Document Number	0000032441
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4705 66TH ST #4B LUBBOCK TX 794144806, 4B, LUBBOCK, TX 79414-4806

Mortgage

Document Number	0000032441
Date	Sep 12, 2018
Instrument	32441

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2038

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 10, 2018
Property Address	1516 JAMES AVE, WACO, TX 76706-2078
Document Number	0000028435
Instrument Date	Jul 25, 2018
Instrument	28435
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	TEXAS SECURE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4705 66TH ST LUBBOCK TX 794144841, LUBBOCK, TX 79414-4841

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,951.00 (-33.78%)	$665,000 (-31.2%) Land $218,210 Building $446,790	$665,000 (-31.2%) Land $218,210 Building $446,790
2024	$22,579.00 (+4.19%)
2023		$966,620 Land $218,210 Building $748,410	$966,620 Land $218,210 Building $748,410
2022	$21,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Helmsco Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile USA.

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