1516 E Waters Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 1516 E Waters Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,320 sqft · built 1944
Lot Size	0.188 acres (8,204 sqft)
Owner	Individual Name on File
Last Sale	$287,700 (Sep 2023)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145631-0000`

Property Details

APN / Parcel Number

Primary APN	`145631-0000`
Alternative APN	`A19281945B000000001500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,320 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,204 sqft (0.188 acres)
Lot Dimensions	105 ft deep x 78 ft wide
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1456310000
Street Address	1516 E WATERS AVE
City	TAMPA
State	FL
Zip	33604-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	OAK TERRACE REVISED PLAT OF LOTS 150 THRU 152 INCL AND S 1/2 CLOSED ALLEY ABUTTING THEREON
Legal Range	19E
Legal Township	28S
Legal Section	19
Legal Subdivision	OAK TERRACE REVISED PLAT OF
Legal Tract	45B
Legal Lot Number	150
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1019
Census Tract	701

Owner

1516 E Waters Ave is owned and occupied by an individual who bought it in September 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1516 E WATERS AVE, TAMPA, FL 33604-3358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Document Number	2023391284
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0000310055
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 1, 2023
Property Address	1516 E WATERS AVE, TAMPA, FL 33604-3358
Document Number	0000391284
Map Reference	MB 10 PG 36
Instrument Date	Aug 25, 2023
Instrument	2023391284
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ANCLOTE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,013.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19102 HARBORBRIDGE LN, LUTZ, FL 33558-9717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 E WATERS AVE, TAMPA, FL 33604-3358

Mortgage

Document Number	0000391285
Date	Sep 1, 2023
Instrument	2023391285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000391286
Date	Sep 1, 2023
Instrument	2023391286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 3, 2018
Property Address	1516 E WATERS AVE, TAMPA, FL 33604-3358
Document Number	0259621478
Book / Page	025962 / 001478
Instrument Date	Jul 30, 2018
Instrument	310055
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19102 HARBORBRIDGE LN LUTZ FL 335589717, LUTZ, FL 33558-9717

Tax Assessment & Valuation

The 2025 property tax bill for 1516 E Waters Ave was $4,748.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,816 (+2.24%) Land $70,024 Building $165,792	$235,816 (+2.24%) Land $70,024 Building $165,792
2025	$4,748.00	$230,649 Land $62,244 Building $168,405	$230,649 Land $62,244 Building $168,405
2023	$2,922.00 (+5.6%)	$169,983 (-5.8%) Land $58,354 Building $111,629	$169,983 (-5.8%) Land $58,354 Building $111,629
2022	$2,767.00	$180,450 Land $58,354 Building $122,096	$180,450 Land $58,354 Building $122,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1516 E Waters Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1516 E Waters Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Waters Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures