1511 E Waters Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 1511 E Waters Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 2005
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2023)
Tax Bill	$4,524 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149710-0000`

Property Details

APN / Parcel Number

Primary APN	`149710-0000`
Alternative APN	`A30281946S000000001910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	798 sqft
2nd Floor Area	1,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1497100000
Street Address	1511 E WATERS AVE
City	TAMPA
State	FL
Zip	33604-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	HENDRY AND KNIGHTS ADDITION TO SULPHUR SPRINGS E 1/2 OF LOTS 191 AND 192
Legal Range	19E
Legal Township	28S
Legal Section	30
Legal Subdivision	HENDRY AND KNIGHTS ADDITION TO SULPHUR S
Legal Tract	46S
Legal Lot Number	191
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2018
Census Tract	701

Owner

1511 E Waters Ave is owned and occupied by an individual who bought it in August 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1511 E WATERS AVE, TAMPA, FL 33604-3353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	2023371785
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1511 E WATERS AVE, TAMPA, FL 33604-3353
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E WATERS AVE, TAMPA, FL 33604-3353

Mortgage

Document Number	0000371787
Date	Aug 21, 2023
Instrument	2023371787

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 21, 2023
Property Address	1511 E WATERS AVE, TAMPA, FL 33604-3353
Document Number	0000371785
Map Reference	MB 10 PG 24
Instrument Date	Aug 18, 2023
Instrument	2023371785
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	TRULY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11851 PINE FOREST DR, NEW PORT RICHEY, FL 34654-1461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E WATERS AVE, TAMPA, FL 33604-3353

Mortgage

Document Number	0000371786
Date	Aug 21, 2023
Instrument	2023371786

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 25, 2020
Property Address	1511 E WATERS AVE, TAMPA, FL 33604-3353
Document Number	0000346528
Map Reference	MB 10 PG 24
Instrument Date	Aug 14, 2020
Instrument	2020346528
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10133 CELTIC ASH DR, 10133, RUSKIN, FL 33573-6732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E WATERS AVE, TAMPA, FL 33604-3353

Mortgage

Document Number	0000346529
Date	Aug 25, 2020
Instrument	2020346529

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1511 E Waters Ave was $4,524 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,536 (-2.16%) Land $55,000 Building $204,536	$259,536 (-2.16%) Land $55,000 Building $204,536
2025	$4,524.00 Homeowner's exemption	$265,262 Land $55,000 Building $210,262	$265,262 Land $55,000 Building $210,262
2023	$3,168.00 (+3.06%) Homeowner's exemption	$202,561 (+3%)	$265,016 (+2.53%) Land $45,000 Building $220,016
2022	$3,074.00 Homeowner's exemption	$196,661	$258,467 Land $32,500 Building $225,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1511 E Waters Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1511 E Waters Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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