Escambia County property record for 1516 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,793 sqft · built 2021 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,855 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-140-170 |
| Primary APN | 00-0S-00-9025-140-170 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,793 sqft Living Area |
| Gross Area | 3,367 sqft |
| 1st Floor Area | 1,501 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Attached |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141426100 |
|---|---|
| Street Address | 1516 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | W 1/2 OF LOT 14 AND E 30 FT LOT 15 BLK 170 NEW CITY TRACT OR 8122 P 587 OR 9010 P 166 OR 9050 P 874 CA 40 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 170 |
| Legal Lot Number | 140 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 802 |
1516 E Lloyd St is owned and occupied by two individuals who acquired it in October 2023.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 4, 2023 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jul 2, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2023 |
| Deed Sale | Oct 4, 2023 |
| Prior Sale | Jul 17, 2023 · Amount on File |
| Deed Document Number | 202380522 |
| Deed Book / Page | 9050 / 874 |
| Prior Transfer Date | Feb 27, 2014 |
| Prior Transfer Doc | 0071421075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6057 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1215 E HATTON ST, PENSACOLA, FL 32503-4646 |
| Document Number | 0090660814 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 9066/814 |
| Instrument | 2023089885 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6057 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1215 E HATTON ST, PENSACOLA, FL 32503-4646 |
| Document Number | 0090561856 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 9056/1856 |
| Instrument | 2023084457 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Oct 4, 2023 |
| Property Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6057 |
| Document Number | 0090500874 |
| Book / Page | 9050 / 874 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023080522 |
| Record Updated | Oct 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 120 E MAIN ST, PENSACOLA, FL 32502-5986 |
| Name | Verified Name |
|---|---|
| Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6057 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 17, 2023 |
| Property Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6094 |
| Document Number | 0090100166 |
| Book / Page | 9010 / 166 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023057271 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,593.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 E MAIN ST, PENSACOLA, FL 32502-5986 |
| Name | Verified Name |
|---|---|
| Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6094 |
| Document Number | 0009010169 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 9010/169 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 2, 2019 |
| Property Address | 1516 E LLOYD ST, PENSACOLA, FL 32503-6094 |
| Document Number | 0081220587 |
| Book / Page | 008122 / 000587 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 57388 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 E MAIN ST #D PENSACOLA FL 325026096, D, PENSACOLA, FL 32502-6096 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602,992 | $701,790 Land $143,688 Building $558,102 | |
| 2024 | $7,855.00 (-18.36%) | ||
| 2023 | $9,622.00 (+10.98%) | $555,832 (+1%) | $588,151 (+16.4%) Land $136,125 Building $452,026 |
| 2022 | $8,670.00 | $505,302 | $505,302 Land $101,888 Building $403,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1516 E Lloyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1516 E Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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