1512 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1512 E Lloyd St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,750 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$775,000 (Jun 2023)
Tax Bill	$10,256 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-016-170`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-016-170`
Alternative APN	`141418010`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,750 sqft Living Area
Gross Area	3,303 sqft
1st Floor Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	553 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141418010
Street Address	1512 E LLOYD ST
City	PENSACOLA
State	FL
Zip	32503-6057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	LOT 16 AND W 10 FT OF LOT 15 BLK 170 NEW CITY TRACT OR 8997 P 446 OR 9327 P 1854 CA 40
Legal Subdivision	NEW CITY TRACT
Legal Block	170
Legal Lot Number	16
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1017
Census Tract	802

Owner

1512 E Lloyd St is owner-occupied and held in a trust since March 2025.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1512 E LLOYD ST, PENSACOLA, FL 32503-6057
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Deed Document Number	202349895
Deed Book / Page	8997 / 446
Last Transfer Date	Mar 12, 2025
Transfer Doc	0093271854
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 22, 2023
Property Address	1512 E LLOYD ST, PENSACOLA, FL 32503-6057
Document Number	0089970446
Book / Page	8997 / 446
Instrument Date	Jun 20, 2023
Instrument	2023049895
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E MAIN ST, PENSACOLA, FL 32502-5986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 E LLOYD ST, PENSACOLA, FL 32503-6057

Mortgage

Document Number	0008997450
Date	Jun 22, 2023
Instrument	8997/450

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$666,502 Land $143,688 Building $522,814	$666,502 Land $143,688 Building $522,814
2024	$10,256.00 (-2.08%)
2023	$10,474.00 (+478.04%)	$608,834 (+497.55%)	$632,883 (+521.16%) Land $136,125 Building $496,758
2022	$1,812.00	$101,888	$101,888 Land $101,888

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1512 E Lloyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1512 E Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75