1516 Bella Terra Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 1516 Bella Terra Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1974
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2022)
Tax Bill	$4,136 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-005-031-000`

Property Details

APN / Parcel Number

Primary APN	`068-005-031-000`
Alternative APNs	`0680531000` `0680531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1516 BELLA TERRA DR
City	MODESTO
State	CA
Zip	95355-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F5 61
Legal Subdivision	OLD ORCHARD 02
Legal Block	1
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	906

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MASON MCDUFFIE MORTGAGE CORP
Aug 11, 2022	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Aug 11, 2022	Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jun 30, 2000 · Amount on Record
Deed Document Number	202254916
Prior Transfer Date	Aug 4, 2022
Prior Transfer Doc	0000054915
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 11, 2022
Property Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510
Document Number	0000054917
Map Reference	VOL 24 PG 58
Instrument Date	Aug 5, 2022
Instrument	2022-0054917
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510

Mortgage

Document Number	0000054919
Date	Aug 11, 2022
Instrument	2022-0054919

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000054920
Date	Aug 11, 2022
Instrument	2022-0054920

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Aug 11, 2022
Property Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510
Document Number	0000054915
Map Reference	VOL 24 PG 58
Instrument Date	Aug 3, 2022
Instrument	2022-0054915
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 FRIENDSHIP RD, ARAB, AL 35016-5719

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 11, 2022
Property Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510
Document Number	0000054916
Map Reference	VOL 24 PG 58
Instrument Date	Aug 3, 2022
Instrument	2022-0054916
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510

Mortgage

Document Number	0000054918
Date	Aug 11, 2022
Instrument	2022-0054918

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510
Document Number	0000039188
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 BELLA TERRA DR MODESTO CA 953553510, MODESTO, CA 95355-3510

Mortgage

Document Number	0000039188
Date	Jun 8, 2020
Instrument	39188

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1516 BELLA TERRA DR, MODESTO, CA 95355-3510
Document Number	0000042791
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 BELLA TERRA DR MODESTO CA 953553510, MODESTO, CA 95355-3510

Mortgage

Document Number	0000042791
Date	Jun 14, 2017
Instrument	42791

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,136.00 (-9.93%) Homeowner's exemption	$391,000 (-9.44%) Land $215,000 Building $176,000
2025	$4,592.00 (-0.43%) Homeowner's exemption	$431,766 (+4.04%) Land $244,494 Building $187,272
2023	$4,612.00 (+181.22%) Homeowner's exemption	$415,000 Land $235,000 Building $180,000
2022	$1,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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